Arrowhead Title, Inc.

Whether you are moving to the Lake of the Ozarks from someplace else, or have lived here all your life, closing on a new house at Lake the Ozarks is the beginning of a new adventure. There are so many things that make the quality of life here exceptional. As a title company in Lake Ozark , we know you will be excited to move into your new home and start making it your own. As you get settled in, there are a few things that are easy to overlook, but quite important for you to do. At Arrowhead Title we care about your safety, and we want your experience in your new home to be wonderful. So, if you would like to hear a few simple things that are important to do after your real estate closing at Lake of the Ozarks , we have them right here for you in this blog. Smoke and Carbon Monoxide Detectors Carbon monoxide poisoning accidents and house fires occur more in the fall and winter when people are using their furnaces. Smoke and carbon monoxide detectors save lives, there is no doubt, an...

The moment you have waited for his finally arrived! You get to move into your new home at Lake of the Ozarks .   For weeks you have waited with anticipation for this day to come for come, and you may have dreamed of it for years! As you settle in and start making the house your home, there are a few important things that many homeowners overlook after their real estate closing at Lake of the Ozarks . Our title company in Lake Ozark cares about you and your new adventure, and we want to make it easy for you to transition to your new life at the lake. So, we invite you to read this blog with a few key things you should do after you close on a home at Lake of the Ozarks . Locks Safety first! You don’t have any idea who might have a copy of the key to your house. So, one of the first things you want to do is to hire a locksmith and change out the locks or keypads. Documents & Receipts Your home is likely to be a very busy place as you are moving in and arranging everything. Be...

So, you are in the process of selling your home at the Lake of the Ozarks and are looking forward to your next adventure!  Congratulations!  At Arrowhead Title , we know it can be a lot of work and a big relief once you have successfully closed.  Now that you are ready for the next chapter in life, we just wanted to share a few tips with you regarding things to do after your real estate closing at the Lake of the Ozarks .  If you would like to know 5 things you should be doing after selling your house at the Lake of the Ozarks , keep reading this blog! Keep Records It is very important that you keep all your paperwork together and easy to find in case you need to refer to it.  You will definitely need it when it comes time to file your tax returns. Even after you have filed, you will want to keep your papers for several years in case of an audit. Consult Your CPA Talk to your CPA about other implications the sale of your home may have on your tax situat...

A real estate transaction can be a complex exchange involving many parties and multiple legal issues.   That is why the closing itself is handled by an experienced neutral party.   At Arrowhead Title we have been in business since 1984 handling all aspects o f real estate closings at the Lake of the Ozarks . To us, the process is familiar, but to most of our clients, it can be intimidating.   We are big believers in educating our clients, so in this week’s blog, we wanted to talk about the role a title company will play in your real estate closing. Research The process will start with your title company doing a deep dive into public records to determine the history of the property in the form of a title search.   This is very important and thorough research to determine things like: -Easements or restrictions on the property -Unpaid assessments or real estate taxes -Outstanding mortgages or liens -Outstanding judgements -And ultimately, the seller’s l...

Most people will only do a few real estate transactions in their life, but at Arrowhead Title , we handle countless real estate closings each year.  As a title company at the Lake of the Ozarks since 1984, we know that when buying real estate for the first time, many people are surprised by the unexpected costs they are responsible for paying in the closing process.  So, we wanted to talk about what those costs are and what they are for, to help you prepare for buying a home at the Lake of the Ozarks . Costs associated with the property. In the process of making sure you are buying what you think you are buying, there are several things that have to be done, and each one comes with its own cost.   There will be an appraisal fee as well as a charge for the home inspection(s).   There will also be a cost for the title search and the title insurance policy. Costs associated with the mortgage. These are costs associated with proving to your lender that you have ...

Many of our clients are celebrating 4 th of July this year for the first time in their very own lake home after closing on a house at the Lake of the Ozarks .  We know you have been looking forward to it all summer long.  But your pets may not be so excited.  The Lake of the Ozarks is very enthusiastic when it comes to fireworks, with both public and private displays.  We thought we would share some tips to make your first 4 th of July at the Lake more pleasant for your pets. photo credit: Fun Lake MO Prevent Runaways. One of the biggest concerns during the holiday is pets getting frightened by fireworks and running away.   Fireworks may be shot at any time of day or night, so during this weekend, it is good to limit outside time.   Even when taking your pet for a potty break, make sure they are on a leash just in case.   Be extra diligent to make sure doors are latched and windows are closed so your pet cannot escape once inside.   Also, be...

Everything regarding a real estate transaction comes together in one place at the closing table.  Your title company is who coordinates and oversees that coming together and makes sure every i has been dotted and every t has been crossed.  They also make sure everyone is paid and all documents are properly recorded.  That is why choosing a title company at Lake of the Ozarks is an especially important part of the home buying process. Title Search and Title Report. The whole process starts when a buyer and seller have a signed contract brought to the title company.   Right away, the title company will start issuing orders for obtaining specific information regarding taxes, loans, surveys, HOA fees, inspections, etc. and will order a title search. A title search is conducted to discover any issues that could affect the buyers right to ownership.   This is when legal ownership is verified and any debts against the property are examined. The documents that ar...

Besides updating your address with your financial institutions, doctors, work, etc., and transferring utilities and subscriptions to your new address, there are a few other things you should do after closing on your home at the Lake of the Ozarks that can easily be overlooked.   We wanted to make it easy for you with 9 helpful tips. 1) Test smoke and carbon monoxide detectors. You rely on them to alert us if something goes wrong, so making sure they are in working order only makes sense. 2) Check water heater. You may find the hot water temperature has been decreased while the home was not in use. Water temperature and pressure can be adjusted on your hot water heater, so you will want to adjust those to suit your preferences.   It is also recommended to drain the water tank annually to remove sediment, and now is a good time to do that and start fresh. 3) HVAC maintenance. It is a good habit to have your HVAC system inspected twice a year and tuned up every 2-3 y...

Closing day is an exciting time for all involved, the buyer, seller, and agents are all ecstatic about the day all the hard work comes to fruition! All that's standing in the way of you and your new dream home is a small rainforest worth of paperwork to sign. As the best title company at the Lake of the Ozarks , Arrowhead Title understands that these documents aren't common knowledge, and the legal terminology can be quite daunting to those unfamiliar. That's why we're here to shed a little light on some of the documents you can expect to see at your Lake of the Ozarks real estate closing . The Loan Application This document will look familiar, as it is an exact copy of the loan application that you completed during your application for a mortgage loan. It's wise to double-check all line-items listed and ensure that the bottom dollar matches what was agreed upon. This also allows your mortgage lender a review of the application to ensure that nothing has changed th...

Selling a home is an incredibly stressful process a lot of the time. You may have a lot of worries riding on whether or not the home sale will go through, if the paperwork will be accurate, and several other natural concerns that come with selling a house. Arrowhead Title is the best title company at the Lake of the Ozarks , so we understand how frustrating the process can be if it's not done correctly. Once the house is sold and you are comfortably settled in your new dream home, you may not want to think about the old house any more... Out of sight, out of mind. However, there are a few important steps that you need to follow to make sure the transition is smooth and nothing is missed that could cause issues for you later. Keep reading to learn more! Release the Lien Once you have paid off your home, the existing lien should be removed so that your ownership change is accurately reflected on all statements of credit. Your creditor will sign a Mortgage Release of Li...