Showing posts from 2020

A Title Company's Role in the Closing Process

There are several interested parties involved when it comes to purchasing a home: a realtor, a lender, third-party vendors such as an appraiser/inspector, contractor,etc., and naturally, your title company. When choosing a title company at the Lake of the Ozarks, choose a local expert that knows the industry as well as the area. Your title company will play an essential role in your financing and closing process, so having someone you can trust wholeheartedly is imperative to your peace of mind and your investment.At Arrowhead Title, we are committed to providing top-notch accuracy and title services at the Lake of the Ozarks. So, when you're looking for a trusted local to handle your real estate transaction, rest assured that we have your back every step of the way. Analyze Title HistoryOne of the first and most important items a title company facilities during closing is the title research. This crucial step is essential for determining the history of the property, such as: Seller…

5 Common Reasons of Delayed Real Estate Closings

Purchasing a home is an exciting time for all involved, however, there are some "pitfalls" that could postpone or even prevent your real estate transaction from closing. These potential pitfalls can be mitigated by using a reputable lender, real estate agent, and title company at the Lake of the Ozarks, to care for your transaction, start to finish. While even the best companies in these industries cannot combat all of the items that may arise, simply because they are out of their control. They will find these issues far before your closing and recommend guidance for your real estate closing at the Lake of the Ozarks. Continue reading our blog to find 5 common reasons your closing may be delayed. 1.Discrepancies in Closing StatementA closing statement is a document that itemizes each fee or charge that is involved in the real estate transaction, for both the buyer and seller. The title company and lender work very closely with one another when preparing this document as the f…

How to Choose the Perfect Closing Date

It's customary in many real estate transactions, to allow the buyer/seller to coordinate a closing date. Some might opt for the absolute fastest closing date possible, and while there's nothing particularly wrong with that, you may be losing out on potential savings and encounter issues due to a short timeline. However, when you work with the best title agency at the Lake of the Ozarks, we'll help guide you through the best possible closing date for your transaction.Arrowhead Title is your trusted source for title settlement and escrow services at the Lake of the Ozarks. Continue reading our blog to find out more about how to choose the right closing date and why it's important to your real estate transaction. Time Between Offer Date & Closing DateWhen buying a home, the amount of time between the date of your offer and the actual closing date is typically 4-6 weeks. And that's with everything going according to plan, should you factor into title issues, this ca…

Your Home Has Sold! Now What?

Firstly, CONGRATULATIONS, you've just officially sold your home and are moving on to the next big thing! Whether that's relocating, upgrading/downsizing, or traveling the world - your newfound options are abundant! However, there are a few extra steps you'll want to take to ensure the transition settles over smoothly. As your local title service and settlement agents at the Lake of the Ozarks, Arrowhead Title has important details regarding what to do AFTER the closing papers have been signed. Continue reading to learn more about these crucial post-closing steps, and for additional title expertise, trust the best title company at the Lake of the Ozarks, Arrowhead Title.
Keep your Closing StatementThere are many documents involved in the sale/purchase of a home, and while not all of them are necessarily pertinent to your everyday needs, some are mostly legal jargon, a few of them are essential to keep well-kept records of. If questions or concerns arise after the closing, th…

Just the Facts: Title Reports

Whether you're a veteran-homeowner or first-time homebuyer, the process of purchasing a new home can be a rollercoaster of emotions. On one hand, it's an exciting time as you prepare to invest in a new space to call your own, but you are also faced with many unknowns. When it comes to buying your home at the Lake of the Ozarks, it's important to trust you have the most prompt and experienced local experts backing your transaction. As the best title company at the Lake of the Ozarks, Arrowhead Title is committed to providing you with the utmost title and settlement services.One of the essential services we provide in your real estate transaction is a title report. These are critical reports to have when buying any piece of real estate as they contain pertinent information regarding your subject property. Continue reading our blog to see just why you'll want to trust Arrowhead Title for your title and settlement services at the Lake of the Ozarks.

Why are Title Reports Im…

Lake of the Ozarks BikeFest 2020

The Lake of the Ozarks proudly presents the ULTIMATE BikeFest experience, attracting motorcycle enthusiasts from all over the US. Do you enjoy a rockin' concert? How about great food & drink options? We thought so, and with over three-hundred biker-friendly bars, restaurants, hotels, and campgrounds look no further than the 14th annual BikeFest Lake of the Ozarks 2020! The lake area's winding roads offer motorists scenic rides through the rolling Ozark hills, offering breathtaking views. This is one ride you won't want to miss out on!
While your down experiencing the thrill of the 14th annual BikeFest at Lake of the Ozarks be sure to sneak a peek at some of the tantalizing homes that scatter across the shoreline and hardwood forests. When you're ready to secure your new lake home let your area experts at Arrowhead Title, the best title company at the lake of the Ozarks, help make it happen.
Passport Ride & Vendor VillageThe 2020 Lake of the Ozarks BikeFest passpo…

What is a Property Encroachment?

As the best title company at the Lake of the Ozarks, Arrowhead Title understands that after years of renting, buying your own home is an exciting and often long-awaited opportunity. Gone are the days of having to wait on your landlord to fix the leaky faucet or having to live with plain white or beige walls because you're not allowed to repaint. It also allows you the chance to be a proud owner of your own space, which you can decorate, remodel, and landscape to your heart's content.

While homeowners get to enjoy this great sense of freedom and pride that comes from owning their own homes, there are certain responsibilities and difficulties that may need to be addressed. A property encroachment is one such example. With the help of your title experts at the Lake of the Ozarks, we are ready and willing to assist you, ensuring you and your property are legally protected.

What Does Property Encroachment Mean?
Property encroachment is when a neighbor's belongings cross over the l…

Life at the Lake of the Ozarks

The Lake of the Ozarks is a great place to live and work! You may already know the area as a popular summer destination for tourism and family vacations; however, did you know that the Lake has grown in the full-time community a lot as well? Living at the Lake full-time is a great experience that provides both the fun activity of summer in addition to the calm and peace of the off-season. Arrowhead Title loves bringing people to the Lake of the Ozarks and helping them join our community through professional real estate transactions.

Photo Credit: FunLake
Thriving Businesses
A lot of businesses are struggling right now, but the economy at the Lake of the Ozarks is doing quite well! There are a lot of business opportunities at the Lake, so you can find a great job to support your family in your new Lake adventure when you move. Five million people visit the Lake of the Ozarks annually, bringing a lot of great opportunities you can take advantage of. 
Natural Beauty
In addition to the th…

Home Has Sold... Now What?

Selling a home is an incredibly stressful process a lot of the time. You may have a lot of worries riding on whether or not the home sale will go through, if the paperwork will be accurate, and several other natural concerns that come with selling a house. Arrowhead Title is the best title company at the Lake of the Ozarks, so we understand how frustrating the process can be if it's not done correctly.

Once the house is sold and you are comfortably settled in your new dream home, you may not want to think about the old house any more... Out of sight, out of mind. However, there are a few important steps that you need to follow to make sure the transition is smooth and nothing is missed that could cause issues for you later. Keep reading to learn more!

Release the Lien
Once you have paid off your home, the existing lien should be removed so that your ownership change is accurately reflected on all statements of credit. Your creditor will sign a Mortgage Release of Lien Certificate i…

How to Find the Best Title Company

It can be hard to know what companies you can trust, especially if you've never purchased a home before. Do you know what questions to ask? Do you know how to find a title insurance company that will fit your needs? Arrowhead Title is here to help answer these questions for you. As the best title insurance company at the Lake of the Ozarks, we are all about accuracy and integrity. So, even if we don't serve your area, we want to make sure you are able to find the best agency possible. Keep reading to learn more!

What Does the Title Agency Do?
While first-time buyers generally do not understand the role a title company plays as well as they understand lenders' or realtors' responsibilities, that does not mean a title company's role is any less important. Here is a quick look at the types of responsibilities a title company will fulfill during the closing process:
Ensuring the validity of the titleIssuing the title insurance policiesServing as the escrow agent Essenti…

Title Insurance Myths Most People Don't Know!

Title insurance is not something that a lot of home buyers understand very well. It isn't a particularly exciting topic if you aren't familiar with how important it is in protecting your rights to your new property. Arrowhead Title has found that oftentimes people aren't even sure what title insurance is and aren't sure whether or not they need it. As the best title company at the Lake of the Ozarks, we know exactly what it takes to successfully close on  home and keep your title safe for years to come. Keep reading to learn about a few common myths about title insurance.

Title Insurance Isn't Necessary Everyone should have title insurance. You may think you know the whole history of the house you're purchasing, but it's impossible to know everything. Title insurance protects your right to the property in the event that a previously unknown heir claims ownership of the property, if it is later revealed that the "sellers" were not the rightful owne…

Could Your House be Taken from Under You?

Buying a home is one of the largest investments that most people ever take on. It's an exciting time that requires a lot of planning, documentation, and research before the closing date. Once you've closed on your new home, it is officially yours! ... Or is it?

If there was an issue filing the title during the closing process, then it could be possible that the property's title doesn't actually belong to you. That is where the best title company at the Lake of the Ozarks comes in - Arrowhead Title! Purchasing title insurance may have helped prevent this issue from ever happening in the first place. Keep reading to learn how!

The Title Search

One of the first things we do to determine whether a title is clear or not is to complete a title search. A title search can verify whether or not the seller is the true owner of the property. It will also reveal if the title is clouded, has mortgage claims, title claims, liens, judgments, or anything else outstanding on the title. …