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How to Pick Your Battles After a Home Inspection

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Congratulations! You found a wonderful home, and the sellers have accepted your offer. One of the next important steps in your home buying process will be scheduling a home inspection. Home inspectors go into great detail about every flaw and potential issue they find in the home so that you know what you're getting into and can negotiate repairs with the seller. 
As the best title company at the Lake of the Ozarks, Arrowhead Title has a team of real estate transaction experts that know inspection reports can seem intimidating. Your perfect home can suddenly seem like a dump as you look through descriptions and sometimes even pictures of stains, damage, and potential safety risks in the home. Read on to learn how to navigate your inspection report so you know which repairs to fight for, and which are better to do on your own once the sale is final.


Structural Issues vs. Aesthetics
Some loan agencies require that all structural concerns be addressed before they will release the mo…

What Steps Should You Take After You Sell Your Home?

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Congratulations, you've sold your home! Now what?

There are a few more steps you will want to take to help ensure a smooth transition. As experts in real estate transactions at the Lake of the Ozarks, Arrowhead Title is here to help! We have several important steps to share with you on what to do after you've signed the papers to sell your home. Read on to learn more, and give us a call to ask any questions you may have.


Cancel Home Insurance
Call your home insurance agent and cancel the policy on your previous home. Even if you've used the same agent for your new home, they will need an official cancellation for your previous home owner's policy. You may have a pro-rated amount returned to you as well.
Closing Escrow
Your escrow account on your old home will likely have an amount remaining in it. 15-30 business days after your payoff date, these funds should be refunded to you. We are escrow experts at the Lake of the Ozarks, so give us a call if you're wondering …

3 Tips on How to Choose a Great Closing Date!

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If you have the option to choose your closing date, there are a few things you’ll want to take into consideration first. As the best real estate closing company at the Lake of the Ozarks, Arrowhead Title has important tips to help you navigate the closing date selection process. Give our experts a call with any questions you have about your closing – we are happy to help!

How Long Between the Offer Date and the Closing Date?
Buying a home requires a very different process than any other kind of purchase. From the time your offer is accepted, it can take 4-6 weeks to officially close on your home. Sometimes it can take even longer if title issues arise. (Get title insurance through Arrowhead Title to help protect against these!) This is because the underwriting and title search processes have to be very thorough. These extensive searches help uncover any issues that may arise for the lenders on your credit or for you on your title.

Give yourself at least 30 days from the offer date …

Title Reports: What They Are and Why You Need One

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Buying a home can be a confusing and intimidating process. Arrowhead Title is here to calm your fears and help you through some of the more complicated aspects. We are the best title company at the Lake of the Ozarks, and our experts are always happy to help wade through the legal jargon you may find in the documents involved in your home purchase.

One of those documents is the title report. Many people aren’t aware of how important this report is to the purchase of your home. Today’s blog is going to cover the basics of a title report and why you will be happy you hired Arrowhead Title for your search.


What is a Title Report? A title report is a document that includes the legal history about the home you want to buy. Sometimes it is called an “abstract of title” instead, but they are the same document.

Title reports are compiled by your title company (that’s us!) from an in-depth search of public records. We will search using multiple different factors in order to ensure we have …

Make the Most of Summer’s End at the Lake of the Ozarks!

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Fall is knocking at our door, but that doesn’t mean it’s time to start hibernating just yet. Finish out your summer with several great events going on around the Lake of the Ozarks through the rest of September. Arrowhead Title has put together a list of some spectacular events taking place by area, so, get out there and enjoy all the Lake has to offer near you!
LAKE-WIDE13th Annual Lake of the Ozarks Bikefest September 11th-15th

Going on now! Bikefest is a Lake-wide event including area bars, restaurants, parties, vendors, and concerts. You may even be the lucky winner of a custom Harley Davidson motorcycle!

http://www.lakebikefest.com

NORTHWonderland Camp 50th Anniversary Open House September 14th, 11:00am – 4:00pm

Wonderland Camp
18591 Miller Circle
Rocky Mount MO 65072

Wonderland Camp is celebrating its 50th anniversary! The open house will include food, beverages, tours, and live music.

http://www.wonderlandcamp.org

Lake of the Ozarks Wingfest September 25th, 5:00pm – 7:00pm 
Re…

Are You Ready to Buy a Home? Review These 3 Crucial Tips to Find Out!

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Are you a first time home buyer at the Lake of the Ozarks? The process is exciting and well worth the effort when you can finally relax in your very own home - and paint the walls! But it can also be intimidating if you haven't been through it before. As experts in the title industry, we have several tips on what you need to know before buying a home at the Lake of the Ozarks. If we can answer ANY questions about purchasing a home at the Lake of the Ozarks, please give us a call. 😊




Evaluate Your Finances 
Explore your finance options first if possible. 
Buying a home is a huge investment; we all know this. But what you might not realize is how much you will want to have prepared upfront. A standard down payment is typically 20% of the purchase price. That means if you're buying a home for $180,000, then your down payment will probably be $36,000.  There are certain kinds of home loans that will allow you to put down a smaller amount - in some cases as low as 3%! If you are a…

Choose the Best Title Company at the Lake of the Ozarks!

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When you choose a Lake of the Ozarks title company to handle your real estate transaction, it's critical that you choose a company you can trust. Arrowhead Title is proud to be an established, reliable title company here at the Lake and we are honored to help buyers and sellers alike with all of their real estate transactions. Check out some of the reasons why Arrowhead Title, Inc. has earned the reputation of being the best title company at the Lake of the Ozarks.


Dynamic Solutions To Your Real Estate NeedsAt Arrowhead Title, Inc., we recognize that no two real estate transactions are alike. The financial situations of both the buyers and the sellers, any outstanding liens against the properties in question, and the unique challenges involved in both residential and commercial real estate make a for a totally unique situation with every new transaction we manage. We enjoy the challenge of developing dynamic solutions to meet all of our clients' specific needs. There is nothing…