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What Determines a Closing Date?

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Closing dates are a very important part of the real estate process. This is the date when everything is finalized and the house or property becomes yours! Closing dates can have a lot of determining factors that you will want to consider when you are getting ready to buy a house. Arrowhead Title is the best closing company at the Lake of the Ozarks, and we are here to help you navigate the closing date so you are prepared. Keep ready to learn more!


Underwriting
The underwriting process can be a very long and tedious process. If you are buying your first home, then it could take even longer. Your lender should be able to give you a good idea of how long this will take. While the underwriters are an unbiased third party, most lenders will have a lot of experience and can tell you about how long it will take for them to go through the necessary materials to get you approved.

Title Company's Availability
Your title company is where the closing appointment will be scheduled, so you will…

Live Music, Fireworks, and Honoring Heroes

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Are you ready for a great summer at the Lake of the Ozarks? So are we! Even though the first official day of summer is June 20th. But as our team at Arrowhead Title can tell you... Here at the Lake, the unofficial start to summer is Memorial Weekend. As the best title agency at the Lake of the Ozarks, we have a lot of experience in the community so we can bring you the best info about what's going on at the Lake this weekend. Get ready for a great summer with some of the fun activities below, and don't forget to observe Memorial Day on Monday.


Live Music at the Lake
Get the summer party started with great live music from several different venues around the Lake, including H. Toad's Entertainment Complex, Captain Ron's, Dog Days, and Jolly Rogers! From 80's Metal to Soulful Pop, there is something for everyone! Check out the dates and times below...

H. Toad's – Live Music by Dr. Zhivegas
WHEN: May 22 - 24, 2020 @ 9 p.m. - Midnight.
WHERE: Horny Toad Entertainment…

Closing Costs 101 - Be Prepared!

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There are a lot of costs associated with buying or refinancing a home that you may not be aware of. Your mortgage lender will have their own fees, but there will also be closing costs associated with your purchase. Arrowhead Title knows that this process can be confusing, so we are here to help clear up some of the confusion. As the most trusted title company at the Lake of the Ozarks, we have a lot of experience with closing procedures and who is responsible for each of the different charges. Keep read to learn more!


What are Closing Costs Anyway?  It can vary for every real estate transaction, but in general the closing costs are the price of doing business and getting all the necessary information for a smooth and well-founded transaction. Below is a list of the general fees you can expect to see at your real estate closing: Appraisal FeeProperty TaxUnderwriting FeeTitle Search FeeTitle InsuranceLoan Origination Fees
Keep in mind that this isn't an exhaustive list and there coul…

Safe, Last-Minute Ideas for Mother's Day!

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There is a lot of change in our world right now as businesses have temporarily closed and events are being postponed or cancelled. With Mother's Day being this weekend, it could be easy to feel defeated and not know how to safely celebrate this year. Arrowhead Title is always here for you, and today we are sharing ideas on how you can celebrate Mother's Day while still staying healthy and practicing social distancing. Read on to learn more!


Make a Meal "Together" 
You may not be able to get together and make your favorite meal in the same kitchen, but you can still keep the tradition of cooking together by using a video chat program like Zoom, Skype, or Portal. Choose a recipe that has special meaning to the two of you, or find something you've never tried before for even more fun and excitement! You can each gather the ingredients in your own homes, connect on a video call together, and work through the recipe at the same time. Eat together and reconnect almost …

How Big Should My Next Home Be?

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Thinking about buying a home, but not sure what size you need? It can be hard to visualize the difference between 1,200 square feet and 2,500 if you don’t have a clear frame-of-reference. Arrowhead Title is the best title agency at the Lake of the Ozarks, and we have some tips to help you decide just how much space you’ll need. Read on to learn more!


How Long Will This be Home?
If you are looking for a forever home, your priorities may be different than if you are looking for a temporary place to settle in for a few years. A first-time home for newlyweds may not need to be much bigger than 900 to 1,000 square feet, while empty nesters may be looking for a spacious home that will allow their children and grandchildren to visit comfortably. Don’t be afraid to buy a home that fits your needs for right now or just the next couple of years. One of the great things about buying a home instead of renting is that you are building equity. You can choose to sell your house when it’s time to ex…

Dog-Friendly Features to Look for in a Home

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At Arrowhead Title, we know that pets can be an important part of the family. As you are looking for your next home, you may be thinking about how to make sure it will be a good home for everyone in the household - including the family dog. Arrowhead Title has some tips for you on what to look for in your next home to make sure it is pet-friendly. Read on to learn more!


Inside
If your dog is an "inside dog", then it is important to make sure the interior of your new home will be able to properly accommodate your dog and his place in your life. 
Layout 
If you have a large dog (typically considered 50 pounds or more), then it is probably a good idea to have an open concept layout in your next home. If the home is too closed off with lots of hallways and small, sectioned-off rooms, then your dog could start to feel cooped up and may start acting out. 
Dog Room
Some people look for homes that will provide a special, designated space for their pets. If your dog cannot be loose i…

Appraisals vs. Inspections - Are They Different?

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If you are considering purchasing a home, it is important to know what the process will be like. There are two services that have to be performed around your house before the closing date... a Real Estate Appraisal and a Home Inspection. Arrowhead Title is the best title agency at the Lake of the Ozarks, so we are familiar with the real estate process and we are here to help. Read on to learn about these two services and how they differ from one another.


Home Inspection
This is often the first of these two services performed during the closing process on a home. Inspections are performed by a trained professional in order to determine the condition of the home. These inspectors examine the house in very thorough detail in order to find any issues that may be present. Areas that they focus on include the roof, foundation, crawlspace, plumbing, drainage, electrical, HVAC, patios, decks, appliances, floors, ceilings, walls, code compliance, and more. 
It is the inspector's job to fin…