Arrowhead Title, Inc.

Selecting a title company to facilitate your closing is an important part of buying a house at the Lake of the Ozarks . Your title company will fill an important role in the transaction process, so it's crucial that you find a reliable, accurate company you can trust. Most homebuyers have heard this advice several times. They know that selecting a good title company is important, but many homebuyers know very little about what a title company truly is or what we actually do. This week, Arrowhead Title, Inc. is here to help explain the important role we fill as a title company at the Lake of the Ozarks . Ensuring Validity Of The Title When you come to us to facilitate a closing, our first step is to confirm the validity of the title in question. We will conduct a thorough title search to confirm that the sellers do, in fact, currently have legal rights to the property. We will also look for things that may limit the new owners' right to or enjoyment of the property, su...

If you know anything about real estate, you know that there is a lot more to buying and selling property than simply handing over the keys. There are multiple steps that must be taken and quite a bit of paperwork that must be filled out before ownership can be transferred from one party to another. Typically these steps can be taken without too much trouble, but every once in a while, issues may arise that inhibit the sale of a property. A "cloud" is an example of one such issue. What Is "Cloud On Title"? Often considered synonymous with "title defect," the term "cloud on title" refers to any issue with a title that may cause a reasonable buyer to hesitate before purchasing the property. Examples of common clouds include (but are not limited to): Unpaid property taxes An unsatisfied mortgage lien A pending lawsuit over ownership of the property An improperly recorded deed An improperly recorded easement Improperly recorded owners...

Title insurance offers many distinct, unique benefits. However, the benefits offered by title insurance at the Lake of the Ozarks may not be as easy to identify as those offered by various other services. Though they may not be tangible, the advantages of title insurance are numerous and varied. Here is a quick look at some of these intangible benefits, courteous of the team at Arrowhead Title, Inc. Protection From Unforeseen Problems Before a title policy is issued, the agency conducts a thorough title search in an attempt to uncover any potential issues with or threats to the title in question. However, items can be missed even in the most in-depth searches. Your title policy will protect your interests in the event that one of these unforeseen issues arises and threatens your right to the land. Financial Coverage If something should arise and threaten your right to the property, the accompanying challenges are often two-fold. First, without title insurance, you could lose ...

Though it is irrefutably one of the most important types of insurance available on the market today, title insurance is still largely misunderstood (and underappreciated). In addition to providing this crucial service to homebuyers at the Lake of the Ozarks and surrounding areas, we have made it our mission here at  Arrowhead Title, Inc.  to educate our clients on the importance of title insurance and all that it provides. This week, we're sharing with you some of the lesser-known aspects of our field. 1. Title Insurance Protects Your Right To Use & Occupy The Land Most people know that title insurance is part of the closing costs associated with buying real estate at the Lake of the Ozarks (or anywhere else), but very few people truly understand what this insurance policy covers. Essentially, title insurance protects your (and your heirs') right to use and occupy the land as you intended. Depending on the specifics of your closing and the property's chain ...

Performing a title search and securing title insurance are crucial components of buying a house at the Lake of the Ozarks . Buying a home is a big undertaking (not to mention the largest investment you will probably ever make), so it's important to make sure your efforts are protected. Title insurance can help you do just that. Why Do You Need A Title Search? Before you close on your new home, we will conduct a title search to uncover any outstanding liens or other complications that may pose challenges down the road. Examples of these types of complications may include: Errors in public records Unknown or undisclosed liens against the property Forged documents or signatures Unknown easements These things (and others) can threaten your ownership or enjoyment of your land, so it's important to uncover any issues before you close. This way, you will be able to resolve them before your new home becomes legally yours - and if they are unable to be resolved, you ...