Arrowhead Title, Inc.

You've been window shopping homes all winter long online, and are waiting for the right time to make your move. Many homebuyers wait until spring is officially here to begin searching for a new home at the Lake of the Ozarks , which is precisely why you should tackle your home search before spring hits. Here are a couple reasons to consider buying your new home before the spring market arrives. 1. Mortgage Rates Are On The Rise Interest rates recently rose for the first time in several years, and they are expected to continue rising in the near future. Even a small increase can have a significant impact. For example, let's imagine that you take out a fixed rate mortgage loan for $200,000 for a 30-year term. If your interest rate is 3.9%, the total cost of the mortgage will end up being $339,601. If your interest is 4.1%, the total cost of the mortgage will end up being $347,903. An increase of just 0.2% ends up costing you an extra $8,302. Since interest rates are expec...

Title insurance at the Lake of the Ozarks has some very distinct differences from other types of insurance. Whereas other types of insurance protects against future events (such as hailstorms, floods, or fires), title insurance protects policy holders from loss against hazards and defects already in existence  but currently unknown (such as undisclosed heirs or invalid powers of attorney). Other types of insurance also require monthly premiums for the duration of the policy, whereas title insurance only requires a one-time, upfront premium. Title Search & Examination Is The First Step Insuring a home's title begins with a search of the public land records affecting the property. Your Lake of the Ozarks title professional will examine all pertinent documents to determine whether or not the property is insurable. Examples of these types of documents include: Outstanding Mortgages & Judgments Pending Legal Actions Deeds & Wills Notary Acknowledgments Utili...

At Arrowhead Title, you're treated like more than a client - you're treated like a friend. Our Lake of the Ozarks title insurance company is comprised of a closely knit team that truly cares about each of our clients. We are dedicated to doing everything in their power to see that each of our clients reach successful, hassle-free closings. We are fortunate to have a team of courteous and highly skilled team members, but our staff would not be where they are today without the help and guidance from our phenomenal management team. Today, we invite you to get to know the management team at Arrowhead Title, Inc. a little bit better! Chris Cisar ~ Owner Chris Cisar ~ Owner With the company since 1988, Chris lives and breathes Arrowhead Title. She holds a B.A. from the University of Notre Dame, where she graduated in 1980. Well versed in all aspects of escrow services and title insurance at the Lake of the Ozarks , Chris has attended and taught seminars for Missouri ...

Most people may not realize this, but deeds to titles are not "one size fits all." When you purchase property at the Lake of the Ozarks , you have an opportunity to choose how you want to title your home. Each state has its own regulations regarding the different types of title. As your trusted Missouri Title Company ,  Arrowhead Title, Inc. is here to help you make sense of some of the most common ways to hold title. From here, you will be able to determine which method is best for you. Tenants in Common Any two or more people, related or not related. In effect, each person owns an undivided interest. Upon the death of an owner, their interest goes to their heirs - NOT the other tenant in title. Tenants in Common is created by saying "as tenants in common" after the names of the grantee in a deed, or by simply not stating any kind of tenancy. Joint Tenants Any two or more people, related or not related. In effect, each person owns an undivided inter...