Arrowhead Title, Inc.

When buying a house at Lake of the Ozarks , your closing day is one that you look forward to with anticipation. For you, it is a day that your dream of owning a home at Lake of the Ozarks finally comes true. For your title company, it is the day when all of the hard work and research comes together perfectly. When you come to the closing table there will be a number of documents for you to sign. Arrowhead Title believes very much and clear communication and making sure our clients know what is happening every step of the way. So in today’s blog, we will explain the documents you will be signing at your real estate closing at Lake of the Ozarks . For a better understanding of what your closing day will entail, keep reading this blog. Loan Application Your loan application is the document you filled out to apply for your mortgage. You will want to check over the application to make sure that the numbers are as agreed upon and expected. Don’t worry, your lender will be working with our a...

Whether you are moving to the Lake of the Ozarks from someplace else, or have lived here all your life, closing on a new house at Lake the Ozarks is the beginning of a new adventure. There are so many things that make the quality of life here exceptional. As a title company in Lake Ozark , we know you will be excited to move into your new home and start making it your own. As you get settled in, there are a few things that are easy to overlook, but quite important for you to do. At Arrowhead Title we care about your safety, and we want your experience in your new home to be wonderful. So, if you would like to hear a few simple things that are important to do after your real estate closing at Lake of the Ozarks , we have them right here for you in this blog. Smoke and Carbon Monoxide Detectors Carbon monoxide poisoning accidents and house fires occur more in the fall and winter when people are using their furnaces. Smoke and carbon monoxide detectors save lives, there is no doubt, an...

Some people think that appraisals and inspections are pretty much the same. However, the purpose of each is different. At Arrowhead Title , we know both serve a critical purpose to your real estate closing. Appraisals are focused on determining the value of your home at Lake of the Ozarks . Your lender must know that the property you’re buying is worth what they are loaning you. The home inspection is for the purpose of determining the condition of the home. That is something every buyer needs to know before making such a big investment. The inspector is looking for things like major problems with the house or anything that could be a dealbreaker if you knew about them, including health and safety hazards. If you’d like to understand how appraisals and home inspections at Lake of the Ozarks work, keep reading. This blog will explain.  Appraisals Appraisals are focused on the value of the home. As mentioned, your lender needs to know that the home is worth what they are loaning you...

Sometimes in the process of a title search, title clouds may be discovered. A title cloud is when there may be a question or doubt regarding the seller's property ownership rights. If the seller's right to own the property is not clear, the seller may not have full legal authority to sell the property or transfer ownership to you. When we take care of a real estate closing at Lake of the Ozarks for our clients, we are not just there to make sure one party gets paid and the other party receives keys to the house. We are responsible for ensuring the legal ownership of the property and transferring the complete ownership of that property from the seller to the buyer. Many title clouds are correctable; however, some are not. If you are curious about title clouds and what to do about them, we have answers for you in this blog. Clouds Title clouds can also be referred to as title defects. Technically, the title to your house is what actually proves the legal right of the homeowner t...

Arrowhead Title understands that not everyone has experienced a real estate transaction before. We have been conducting real estate closings at Lake of the Ozarks since 1984 as a title company in Lake Ozark , and over the years we realize some people aren’t expecting certain costs associated with their real estate closing. As a title agency at Lake of the Ozarks , we are very dedicated to communicating with our clients so they don’t have to worry about surprises. We wrote today’s blog to let you know some of the common costs associated with real estate closings. If you would like to know what to be prepared for financially when buying a home at Lake of the Ozarks , we invite you to read this blog! Expenses Related to the Property Obviously, with a transaction of this size, it is essential that you know you’re getting what you think you’re buying. Both you and the bank will want to protect your property ownership rights with a title search and title insurance. The bank also needs to k...

At Arrowhead Title we have handled a lot of real estate closings at Lake of the Ozarks since 1984. We know there’s a lot that goes into every closing, much of which happens behind the scenes. Often clients aren’t even aware of everything we do, and they don’t really have to think about it. They just know they trust us to bring them the right information and the right numbers and everyone gets what they are supposed to out of the transaction as agreed. At the same time, we know that education is key when working with our clients so they know exactly what to expect, and have confidence when they come to the closing table. So in this week's blog, we wanted to explain a little bit about what your title company at Lake of the Ozarks does for you at your real estate closing. If you’d like to know more, just keep reading. Title Search and Report Once there’s a signed contract between a buyer and a seller, the title company is ready to get to work. Right off the bat, a title search will...

If you are in the process of buying a house at the lake of the Ozarks , the day of your real estate closing will be an exciting one! You have anticipated it for weeks, and it is here at long last. You will finally get to take possession of your new home. But you’re also going to be signing some very important documents. Do you understand exactly what they are? At Arrowhead Title we are very focused on communicating clearly with our clients and educating them so they know exactly what is happening at any stage of the closing process. Today's blog is dedicated to explaining closing documents so you know exactly what you’re signing when you get to your closing day. If you aren’t sure exactly what documents are involved and what they mean, keep reading. We think you will find this blog helpful and informative. The Loan Application This is the application that you completed to apply for a mortgage. Your lender and title company will be working together throughout the process, and t...

The moment you have waited for his finally arrived! You get to move into your new home at Lake of the Ozarks .   For weeks you have waited with anticipation for this day to come for come, and you may have dreamed of it for years! As you settle in and start making the house your home, there are a few important things that many homeowners overlook after their real estate closing at Lake of the Ozarks . Our title company in Lake Ozark cares about you and your new adventure, and we want to make it easy for you to transition to your new life at the lake. So, we invite you to read this blog with a few key things you should do after you close on a home at Lake of the Ozarks . Locks Safety first! You don’t have any idea who might have a copy of the key to your house. So, one of the first things you want to do is to hire a locksmith and change out the locks or keypads. Documents & Receipts Your home is likely to be a very busy place as you are moving in and arranging everything. Be...