Showing posts from 2018

4 Questions to Ask Before Selecting a Title Company

As a buyer, it will typically be up to you to select the title company you wish to handle your real estate transaction. Considering their close involvement in the process, it is important that you select a title company you know you can trust. OurLake of the Ozarks title companyis here to help you gather the information you need to make an informed decision.

Your title company will be intimately involved with your transaction process. The title company is responsible for:
Holding your earnest money check in escrowConducting a title search to make sure your title is free and clear prior to transferPreparing the title and deedIssuing a title policy to protect your right to use and occupy your landFacilitating the final transaction to ensure that all debts are paid and that the remaining funds are distributed to the appropriate parties As you interview potential title companies, asking these questions can help you judge their experience and capability.

1. How Long Have You Been In Business? T…

Family Traditions for Halloween

Your family's traditions are likely to stir up some of your most favorite childhood memories. Traditions are an integral part of a family's culture. As adults with children of your own, it's time for you to continue the legacy by starting traditions in your own family. With Halloween being this week, Arrowhead Title has put together a list of some fun Halloween traditions that you can start with your family!

Visit A Pumpkin Patch
Pumpkin patches are great fun for families. Young children love running through the pumpkins in search of the perfect one to take home, and parents love to take pictures of their little ones against the scenic fall backdrop. Pumpkin patches often also offer several other fall attractions, such as hay rides and autumn-related arts and crafts.

Watch Scary Movies
Even if you aren't a big fan of scary movies in general, you can always make an exception on Halloween! Choose a few family-friendly scary movies and snuggle up on the couch with your family…

Trick-or-Treating at the Lake of the Ozarks

Halloween is just around the corner! We know all of the little ghouls, witches, superheros, and princesses are looking forward to this spooktacularly fun holiday! At Arrowhead Title, we feel that our community offers great opportunities for families to celebrate such events in many different ways, but the traditional "Trick-or-Treating" is a must! So, we're sharing with you a list of some local upcoming Trick-or-Treating opportunities around the Lake area that you and your family can safely enjoy some good old fashioned Halloween fun!

Hy-Vee Hollow Trick-or-Treat
Oct 25, 2018
Hy-Vee Parking Lot
929 State Hwy D
Osage Beach Missouri 65065
Hours of Operation: 4:00 pm – 7:00 pm
Pricing: $2.00/child

Come out to the annual Hy-Vee Hollow Trick-or-treat event! This event will be held on Thursday October 25th from 4-7 PM in the Hy-Vee Parking Lot. Don't forget your costumes! Admission for this event is $2.00 per child. All of the proceeds will be donated to two local organizat…

Your Title Company's Role in the Closing Process

When buying a home, there are several parties that will be involved in the process: your real estate agent, the lender, any vendors you may need throughout the process, the inspector and/or appraisor, and of course your title company. Selecting a title company to facilitate your closing is an important part of buying a house at the Lake of the Ozarks. Your title company will fill an important role in the transaction process, so it's crucial that you find a reliable, accurate company you can trust.

Most homebuyers have heard this advice several times. They know that selecting a good title company is important, but many homebuyers know very little about what a title company truly is or what we actually do. This week, Arrowhead Title, Inc. is here to help explain the important role we fill as a title company at the Lake of the Ozarks.

Ensuring Validity Of The Title

When you come to us to facilitate a closing, our first step is to confirm the validity of the title in question. We will co…

Title Services for the Lake of the Ozarks Community

Arrowhead Title, Inc. is proud to be a trusted title agency at the Lake of the Ozarks. We have been serving the Lake Area since 1984, and in that time we have helped hundreds of customers and developed many fantastic customer relationships. This week, we want to share with you some of the things we believe make us unique in the title industry at the Lake of the Ozarks.

Absolute Accuracy
When it comes to real estate and title matters, accuracy is absolutely essential. Even one small oversight or error could cost a homeowner hundreds (or possibly thousands) of dollars. In order to protect our clients' current and future interests, our title experts conduct every transaction with the utmost precision and accuracy.

Community Involvement
The Lake Area is famous for being a major tourist destination. Underneath a surface of thousands of tourists and second homeowners, however, there lies a close-knit community of individuals who make the Lake their home year-round. We are honored to be a pa…

Arrowhead Title's Closing and Escrow Services

Congratulations! After touring multiple houses, you and your family have finally found your perfect home. It has everything you've ever wanted - all the way down to the detailed back-splash behind the kitchen sink and the heater in the master bathroom. You've submitted an offer, the sellers accepted it, and you have agreed upon everything that will be included in the sale of the home. That's all there is to it... Right?

Well, yes and no. That's all you, the buyer, need to do, but this is exactly where your trusted title company at the Lake of the Ozarks really gets going! Arrowhead Title will work tirelessly to ensure that your closing process proceeds as smoothly and efficiently as possible. Here's a sneak peek at the behind-the-scenes work Arrowhead Title will do for you.
Residential Closing ServicesResidential closing at the Lake of the Ozarks is a complicated, multi-faceted process. Successful closings require a great deal of cooperation and coordination between …

Reasons to Buy an Owner's Policy

Buying a home at the Lake of the Ozarks comes with a lot of associated expenses. Insurance, appraisal and inspection fees, and closing costs can add up quickly in the beginning. Faced with so many expenses, many homebuyers want to cut costs wherever possible by skipping any expenses that aren't mandatory. An example of one such elected cost that homebuyers sometimes want to eliminate is the owner's title policy. However, skipping this purchase can be prove disastrous down the road.

Owner's Title Policy vs Lender's Title Policy

There are two primary types of title policies: owner's policies and lender's policies. A lender's title policy protects the mortgage lender in the event that the buyer becomes unable to make payments and defaults on the loan. Buyers are required to purchase lender's policies any time they take out a mortgage loan to buy a home. However, this policy does not offer any protection to the buyers themselves.

In order for buyers to be prot…

What Does a Title Company Do?

Most real estate transactions involve many moving parts in order for a deal to close smoothly. The sellers, buyers, lenders, and real estate agents must work together to bring the transaction to a successful resolution. Another important party that's involved in ensuring the transaction closes smoothly is the title agency. Because of the crucial role they play, your title company selection makes a big difference in the process. See what role a Lake of the Ozarks title company plays in your real estate transaction and all the things they do to help:

What Does The Title Company Do?
While first-time buyers generally do not understand the role a title company plays as well as they understand lenders' or realtors' responsibilities, that does not mean a title company's role is any less important. Here is a quick look at the types of responsibilities a title company will fulfill during the closing process:
Ensuring validity of the titleIssuing the title insurance policiesServin…

How Does a Property Lien Affect You?

A property lien is a claim on a residential property for the homeowner's unpaid bills. When a lien is placed on a home's title, it means that the owner cannot legally sell, refinance or otherwise transfer a clear title of ownership to the home. In today's blog, your Lake of the Ozarks title company explains the implications of having a lien on your property.

Types of Property Liens There are multiple types of liens that can affect your right to ownership of your home. A "mechanic's" or "construction" lien protects the provider of services whose charges to the owner for repairs, improvements or maintenance have gone unpaid. A lien on the property also exists when a mortgage loan is used to purchase the home. In exchange for use of the money needed to purchase the home, the lender has a legal claim on the property. A tax lien may be filed against the property by the Internal Revenue Service for unpaid federal taxes. The IRS and the county tax assessor …

3 Important Reasons to Purchase Title Insurance for New Construction

As you prepare to finalize the purchase of your new home's lot and begin making plans for the build, you may be thinking that purchasing title insurance for a new home isn't necessary. If you're the first owner of the home, there shouldn't be any title issues... right? Actually, you'd be wrong. Title insurance is critically important to buyers of both new and resale homes for many reasons. Take a look at 3 very important reasons why even newly constructed home titles should be covered by title insurance.

1. Legal Ownership of the Land
In a brand new subdivision, you need to make sure the land was properly subdivided and that your home is on the correctly identified lot in the subdivision so that there’s no question of ownership in the future. While your house is new, the land it’s built on is not, so it’s possible to have a third party make a claim on the property. When title faults or claims are left unsettled for years, the new owner could face a significant finan…

Check Out These Awesome Upcoming Lake Area Events!

The Lake of the Ozarks is an amazing place to live all year long. The countless family-friendly activities ensure that there is always something to do or see. This week, Arrowhead Title, Inc. is sharing with you some of the awesome events taking place over the next couple of weeks at the Lake of the Ozarks!

A Contagious Labor Day Weekend
Aug 31, 2018 - Sep 02, 2018
Horny Toad Entertainment Complex at Camden on the Lake
Hours of Operation: 8:00 pm – 1:00 am
Hop on over to the Horny Toad Entertainment Complex for a Contagious Labor Day Weekend! Contagious keeps the party going Friday, Saturday and Sunday night. Check out the band before the show at and you'll see why they are St. Louis' ultimate party band!

Aaron Lewis Live in Concert
Sep 01, 2018
Ozarks Amphitheater
Hours of Operation: Doors: 6:00 pm / Show: 7:00 pm
Ozarks Amphitheater is excited to welcome back Aaron Lewis. (Special Guests to be announced.) Doors open at 6pm concert starts at 7pm. The Ozarks Amp…

Shedding Light on the Importance of Title Insurance

As a responsible consumer, you probably know all about the importance of having home, auto, life, health, and other insurance coverages to ensure that your personal belongings and family are properly covered. Our title company at the Lake of the Ozarks wants to take this opportunity to raise awareness for one of the lesser known (but equally important) forms of insurance that every homeowner should be aware of: title insurance.

What Is Title Insurance?

Title insurance, as its name implies, is a service that ensures a property owner's right to the title of their land. In other words, it protects the property owners' right to use and occupy the land as long as they or their heirs have a vested interest in the property. Title insurance policies are issued at the date of the closing and are purchased for a one-time premium, making them much more affordable than other forms of insurance currently available.

What Do I Need To Know About Title Insurance?

Title insurance comes in two dist…

Be CONFIDENT in Your Real Estate Investment!

Before buying real estate, you'll want to be confident that you are making a wise and safe investment for you and your family. A big part of this assurance comes from working with a reliable title company at the Lake of the Ozarks to ensure that your chosen property does not come with any hidden hazards that may threaten your ownership rights.

Protecting Your Right To Use And Occupy Your Property
Your financial future is on the line when you purchase real estate at the Lake of the Ozarks, and it is our job to ward off any potential hazards that could threaten your right to use and occupy your property after closing. Believe it or not, there are actually several things that can threaten new property owners. Here are a few examples:
If his/her signature was not obtained at closing, the ex-spouse of the seller could express ownership rights over the property.An unknown will could surface and promise ownership rights to someone else.If an unsatisfied lien is uncovered, you could be fina…