4 Questions to Ask Before Selecting a Title Company

As a buyer, it will typically be up to you to select the title company you wish to handle your real estate transaction. Considering their close involvement in the process, it is important that you select a title company you know you can trust. Our Lake of the Ozarks title company is here to help you gather the information you need to make an informed decision.

Your title company will be intimately involved with your transaction process. The title company is responsible for:
  • Holding your earnest money check in escrow
  • Conducting a title search to make sure your title is free and clear prior to transfer
  • Preparing the title and deed
  • Issuing a title policy to protect your right to use and occupy your land
  • Facilitating the final transaction to ensure that all debts are paid and that the remaining funds are distributed to the appropriate parties
As you interview potential title companies, asking these questions can help you judge their experience and capability.

1. How Long Have You Been In Business?
This may seem like an obvious one to start out with, but it's important nonetheless. Real estate can be a rapidly changing industry at times, and it's important that your title company be able to demonstrate that they have adjusted to meet current demands over the years. The more experience your company has, the more likely they are to handle your transaction effectively.

2. What Will My Insurance Policy Cover?
Most title policies are relatively standard, but even so, it's wise to clarify what protection your company's policy will offer. Important basics include things like fraud, forgery, spousal claims, undisclosed heirs, invalid power of attorney, and mistakes in public records. 

3. What Will You Do If You Find An Issue With The Title?
While everyone hopes that their transaction will be able to be processed smoothly, a good percentage of homes have clouds on their titles at the time of commitment. If your title company uncovers an issue with the title, it is important that they communicate the issue with all parties so that you can work together to resolve the issue before the transaction is finalized. You'll also want to be confident that your title company will disclose everything they discover, not just liens or other outstanding debts that must be repaid. If there is an easement on your chosen property, for example, you will want to know about it prior to closing.

4. How Do You Keep The Money Safe?
Every penny of a real estate transaction, no matter how big or small, will pass through the title company before it is distributed to the appropriate parties. Handling hundreds of thousands (or sometimes even millions) of dollars is a big responsibility. You'll want to be confident that your chosen title company is honest, reputable, integrous, and reliable. A reputable title company will be happy to discuss their methods for handling the funds involved in your transaction.

Contact Arrowhead Title, Inc. To Conduct Your Transaction!
If you are selecting a title agency at the Lake of the Ozarks, we hope you will consider Arrowhead Title, Inc. We have been in business since 1986, and we pride ourselves on providing accurate, reliable title services to every individual we have the pleasure of serving. We would be honored to facilitate your transaction as you purchase your next property.

For more information about our Lake of the Ozarks title agency, call us at 573-302-1950 or visit our website: ArrowheadTitle.com

The Lake of the Ozarks' Most Trusted Title Company
Where Accuracy Matters!

+1 us on Google

750 Bagnell Dam Blvd Suite B
Lake Ozark, MO 65049


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