Showing posts from 2014

Lender's Policy vs Buyer's Policy

Title insurance comes in two main forms: lender's policies and buyer's policies. While similar, these two policies offer distinctly different services for the parties they serve. If you're planning on buying a Lake of the Ozarks home in 2015, it's important that you know the difference between these policies. Lucky for you, Arrowhead Title, Inc. is here to help!

Owner's PolicyIn the world of title insurance, the owner's policy essentially protects you, the owner of the property, from unforeseen issues down the road. Owner's Title Insurance is purchased at closing for a one-time fee. After this upfront payment, both you and your heirs will be protected from any problems that may arise in the future for as long as you or your heirs and an interest in the property. 
The best part? If/when a situation arises that requires the protection of your owner's policy, those issues will be handled at no additional cost to you. Owner's policies only cost you the up…

Christmas Activities Lake of the Ozarks

How are you planning on celebrating your Christmas holiday? If you're like all of us at Arrowhead Title, you can't wait to spend some quality time with your friends and family! If you're looking for something fun to do with your guests over the holidays, there are plenty of great activities to choose from at the Lake of the Ozarks. Here's a snapshot at some of the events taking place over the holidays.

Christmas Activities
Thursday, December 25th  Christmas Dinner at the Lodge Don't feel up to cooking Christmas dinner this year? The Lodge of Four Seasons is offering to do all the work for you, so all you have to do is sit back and enjoy being with your family and friends. They will be serving dinner from 3:00 PM to 9:00 PM on Christmas Day. Be sure to call for reservations! (800) 843-5253.
Friday, December 26th & Saturday, December 27th Deck The Docks Holiday Cruise This is one of the best annual Christmas events at the Lake of the Ozarks. Climb aboard the Celebration…

Why Do I Need Title Insurance?

If you are in the process of buying your first home, you're probably feeling a bit overwhelmed by all of the costs you may not have been expecting. If you have had past experience, you are probably familiar with all of the costs associated with buying a home - but that doesn't make them any less stressful! Inspections, appraisals, earnest money... all of these things tend to add up very quickly.

So why title insurance, then? When you're juggling all of these costs, the last thing you probably want to do is sign up for additional fees. You may be tempted to push title insurance off to the side, but your friends at Arrowhead Title are here to tell you why purchasing title insurance at the Lake of the Ozarks is an absolutely critical part of the home buying process.

The importance of title insurance can be summed up in a single sentence:

Title insurance protects the biggest investment you will make in a lifetime.
Their homes are the largest purchases most people will ever make. I…

Arrowhead Title is a Sponsor for Christmas for Kids!

Have you heard about Lake Area Christmas for Kids? It's a wonderful annual event that kids in the Lake of the Ozarks community over the holiday season. Arrowhead Title, Inc. is proud to sponsor a table at this great event, and we would like to officially invite you to join us in this year's festivities!

Christmas for KidsSponsored by the Kiwanis Club of Ozark Coast and Lake Area Businesses, Christmas for Kids is a magical event filled with music, hors d'oeurves, cocktails, and - of course- toys! Christmas for Kids provides an opportunity for the Lake of the Ozarks community to come together and enjoy a wonderful evening while raising money for an equally wonderful cause. All attendees bring a monetary donation and a new toy. All of the money and toys raised at the event will benefit underprivileged children in the Lake Area, as well as the following organizations: CADVWonderland CampHope HouseLake Regional PediatricsYMCAShare the Harvest Food PantryKid's HarborBig Brothe…

Things You Didn't Know About Title Insurance

By this time, you've surely heard that purchasing title insurance is an integral part of any commercial or residential real estate transaction. You've heard that it can protect your most valuable asset in the event of unforeseen hazards, and that it guards your right to occupy and use the land you have purchased. In order to get the most out of your title insurance, though, it's helpful to understand it on a deeper level. 

Arrowhead Title, Inc. is here to help you gain that deeper understanding! Here is some straightforward, accurate information about the ins and outs of title insurance.

Title Report vs Title CommitmentHaving a title report does not mean that you have title insurance. A title report is made after the title issuer has conducted a detailed search of all the public land records for the county where your desired property is located. A title commitment is the official agreement by the title company to provide you with title insurance.

Lender's Policy vs Buyer&…

Happy Thanksgiving!

Thanksgiving is one of our favorite holidays of the year. People get so busy throughout the year that they forget to take time to enjoy relaxing with friends and family, to take time for themselves, and to take time to give thanks for all of the blessings in their lives. At Arrowhead Title, we strive to maintain a thankful, appreciative attitude every day of the year - but we're always glad when Thanksgiving rolls around and we have an entire day dedicated to giving thanks!

In honor of this wonderful holiday, we thought we would dedicate this blog post to all of the things we are thankful for this year. Here goes!

We are thankful for the roof over our heads.
Sometimes we confuse ourselves into believing that we have to give thanks for the big things in our lives. While these things certainly deserve recognition, Thanksgiving is about giving thanks for the little things in life as well. This year, we are thankful for our individual homes and the office building for our title insurance…

Residential Closing & Escrow Services

Congratulations! After touring multiple houses, you and your family have finally found your perfect home. It has everything you've ever wanted - all the way down to the detailed backsplash behind the kitchen sink and the heater in the master bathroom. You've submitted an offer, the sellers accepted it, and you have agreed upon everything that will be included in the sale of the home. That's all there is to it... Right?

Well, yes and no. That's all you, the buyer, need to do, but this is exactly where your trusted title company at the Lake of the Ozarks really gets going! Arrowhead Title will work tirelessly to ensure that your closing process proceeds as smoothly and efficiently as possible. Here's a sneak peek at the behind-the-scenes work Arrowhead Title will do for you.

Residential Closing ServicesResidential closing at the Lake of the Ozarks is a complicated, multi-faceted process. Successful closings require a great deal of cooperation and coordination between s…

What IS Title Insurance, Anyway?

Title insurance may not be as well-known or as well-understood as other types of insurance, but it is equally (if not more!) important. Title insurance protects your property investments in the event that someone else decides to stake a claim on your personal property. Having an accurate, experienced title insurance company on your side during any commercial or residential estate transaction can make all the difference.

Background InformationBy purchasing real estate, you are essentially purchasing the legal right to use and occupy the land. When you make this purchase, you are given the "title," to the land. The term "title" can refer to your rights surrounding the use and ownership of the land or it can refer to the physical document (the deed) that declares you the rightful owner. 
ProtectionSometimes, title issues can arise. Titles can be limited by others staking claim over the property, which can cause you anything from minor frustration to great financial loss…

Welcome to Arrowhead Title, Inc!

Welcome! This is the first official blog post for Arrowhead Title, Inc - the best title company at the Lake of the Ozarks. We decided to make blogging the next step in our journey to continuously make ourselves more accessible to our clients, and we'd like to officially invite you to come along for the ride! 

Get Insider Info!Join us as we explore the ins and outs of the title industry, the real estate industry, and great events taking place at the beautiful Lake of the Ozarks we are lucky enough to call home. Our readers will be the first to know about important information regarding title insurance, escrow procedures, exciting new updates in the Lake area, and much more.

Get To Know Us!All of us at Arrowhead Title are dedicated to serving our clients with the utmost respect, integrity, and accuracy. "Where Accuracy Matters!" is more than our tagline; it's our motto. We take great care to ensure our title services are done thoroughly and correctly - the first time.