3 Ways to Hold Title in Missouri

Most people may not realize this, but deeds to titles are not "one size fits all." When you purchase property at the Lake of the Ozarks, you have an opportunity to choose how you want to title your home. Each state has its own regulations regarding the different types of title.

As your trusted Missouri Title CompanyArrowhead Title, Inc. is here to help you make sense of some of the most common ways to hold title. From here, you will be able to determine which method is best for you.

Tenants in Common

Any two or more people, related or not related. In effect, each person owns an undivided interest. Upon the death of an owner, their interest goes to their heirs - NOT the other tenant in title. Tenants in Common is created by saying "as tenants in common" after the names of the grantee in a deed, or by simply not stating any kind of tenancy.

Joint Tenants

Any two or more people, related or not related. In effect, each person owns an undivided interest. Upon the death of an owner, their interest goes to the other title holder, NOT to their heirs. Joint Tenants is created by saying "as joint tenants with right of survivorship" after the grantees names in a deed. Sometimes it may say "as joint tenants with right of survivorship and not as tenants in common."

Tenants By The Entirety

Only a husband and wife can be Tenants by the Entirety. It means they both own the whole interest in the property together as one entity - they do NOT each own half of the interest. Since they each own the whole, upon the death of one of the tenants, the other tenant still owns the full interest in the property. Tenants by the Entirety does provide one of the parties some protections against the actions of the other party. Tenants by the Entirety is created by simply saying "Husband and Wife" after the names of the grantees in a deed.

Contact Arrowhead Title, Inc. for all Your Title Insurance Needs

If you're planning to purchase property at the Lake, having an professional Lake of the Ozarks title company on your side can make a huge difference. Our dedicated staff can help you determine which way to take title makes the most sense for you and individual situation. We look forward to serving you!

The Lake of the Ozarks' Most Trusted Title Company


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