Arrowhead Title, Inc.

If you haven't figured it out already, applying for a mortgage loan will be a huge aspect of buying a house at the Lake of the Ozarks . While this prospect can seem a little daunting at first, it doesn't have to be! Your friends at Arrowhead Title, Inc. are here to help you get a better understanding of how the loan process works. Step 1: Application First and foremost, your lender will have you fill out a loan application. Once he/she has your application, he/she will work with you to obtain all of the pertinent documentation to avoid any unnecessary problems and/or delays. Step 2: Documentation Within twenty-four hours of submitting your application, your lender will request specific documentation from you to verify the information your provided. These documents will include prior tax returns, pay stubs, bank statements, etc. Step 3: Loan Submission Once all of the necessary documentation has been gathered, your lender will submit your application (along with the...

Title insurance at the Lake of the Ozarks has some very distinct differences from other types of insurance. Whereas other types of insurance protects against future events (such as hailstorms, floods, or fires), title insurance protects policy holders from loss against hazards and defects already in existence  but currently unknown (such as undisclosed heirs or invalid powers of attorney). Other types of insurance also require monthly premiums for the duration of the policy, whereas title insurance only requires a one-time, upfront premium. Title Search & Examination Is The First Step Insuring a home's title begins with a search of the public land records affecting the property. Your Lake of the Ozarks title professional will examine all pertinent documents to determine whether or not the property is insurable. Examples of these types of documents include: Outstanding Mortgages & Judgments Pending Legal Actions Deeds & Wills Notary Acknowledgments Utili...

People buy homes for a multitude of different reasons. While there are a lot of right  reasons to buy your home, there are also some wrong ones. Because buying real estate at the Lake of the Ozarks is a big investment, it's important to make sure you're buying for the reasons that will benefit you for years to come. At our Lake of the Ozarks title company , we handle a lot of different real estate transactions and we watch a lot of new homeowners take the plunge. This week, we thought we'd share some of our observations to help you determine whether or not you're buying for the right reasons. WRONG Reason: "I Need A Place To Live For A Year Or Two." Just because you move to a new area does not necessarily mean you plan to stay there long-term. It's very common for individuals to move to a new place temporarily, especially when they are just starting out in their careers. If you know you only plan to live there for one to two years, buying a house ma...

We're about to hit the one of the busiest holiday weekends at the Lake of the Ozarks. The school year has already started, but Labor Day is a chance for family and friends of all ages to enjoy one last weekend before summer unofficially draws to an end. This "summer blowout" is how most of us tend to think about Labor Day - barbecues, boating, and summer fun - but how did this American holiday begin? Your friends at Arrowhead Title, Inc. are here to delve into the history of Labor Day with you so we can learn more about this great holiday. Bleak Beginnings The history of Labor Day dates back to the height of the Industrial Revolution in the late 1800s. While this was a highly successful time for America's economy and manufacturing, it was a dismal time for America's workers. Most workers worked twelve-hour shifts, seven days a week, simply to earn a basic living. While some states had restrictions in place, many children (some even as young as five or six...

Money is a great luxury, but it's also a big responsibility. Deciding what to do with any excess funds today can impact your life for years to come. Investing in IRAs, 401(k)s, and/or CDs can be a great option, but it's important not to ignore another (potentially very lucrative) investment opportunity: real estate. As the best title company at the Lake of the Ozarks , the team at Arrowhead Title is dedicated to helping our clients achieve financial success by coordinating smooth, successful real estate transactions. Believe it or not, real estate could be one of the best investment opportunities out there! Reasons To Invest In Real Estate 1. Control Of The Value Unlike bonds or shares, you can directly impact the value of your asset when you invest in real estate. While you cannot control the housing market, you can choose to make repairs or renovations to your asset that can directly affect its value. 2. Returns Now And Down The Road By putting money into y...

Your home is an  hugely important part of your life. Not only is it a safe place to live and raise a family, it's a major financial asset. With so much invested in your home, it seems only right that you should protect it in every way you can. Title insurance is a great way to protect your home from unforeseen hazards that can threaten your ownership of the property. Title insurance cannot protect your equity and your home from matters that do not appear in the public records, but an owner's title insurance policy at the Lake of the Ozarks CAN protect you from a vast array of potential hazards. 50 Things Your Title Policy Can Protect You From Documents executed under false, revoked, or expired powers of attorney. Conveyances by an heir, devisee, or survivor of a joint estate who attempts to attain title by ill-gotten means. False impersonation of a true land owner. Deeds which appear absolute, but which are held to be equitable mortgages. Undisclosed heir...

You can't buy or sell a house without the help of a title insurance company. When you choose which Lake of the Ozarks title company to handle your real estate transaction, it's critical that you choose a company you can trust. Arrowhead Title is proud to be an established, reliable title company here at the Lake and we are honored to help buyers and sellers alike with all of their real estate transactions. Here is a quick look at some of the reasons why Arrowhead Title, Inc. has earned the reputation of being the best title company at the Lake of the Ozarks . Original Photo from FunLake.com People Who Care We are a small locally- and family-owned business, and we love the Lake Area just as much as you do. We are grateful every day to get to call this beautiful place our home, and we love getting the opportunity to help newcomers to the Lake become permanent residents. If you aren't new to the area, we will also welcome the chance to help you keep your status as ...