What Does Title Insurance Protect You From?

When unexpected issues arise that may threaten your right to use and occupy your home, title insurance is your first (and sometimes) only line of defense. As the owner of your own home, you're counting on your right to use your land as you wish. If something threatens that, it can cost you a great deal of time, energy, and money. Fortunately, Arrowhead Title, Inc. is here to provide you with title insurance at the Lake of the Ozarks to protect all of your real estate investments.

The list of potential hazards that may threaten your right to the title of your property are practically limitless. Here is a general overview of twelve things that title insurance can help protect you from.
  • Titles are often dependent upon several different documents. If there is an error in any the way of these documents were written or recorded, your right to the title may be threatened.
  • The deed, mortgage, or sale may have been authorized by an individual who was not mentally competent.
  • One of the signatures in the closing may have been forged.
  • An unknown spouse of the seller may resurface and claim right to ownership of the property.
  • If a title claim does arise, title insurance will cover the court costs and attorney's fees required to defend your right to the property.
  • If the mortgage grantor was in bankruptcy when the deed was signed, it may be invalid.
  • The deed may have been signed by someone who has the same name as the seller, but is not actually the seller.
  • An unknown easement may grant the city or a neighbor access to use all or part of your property in an undesirable fashion.
  • If the deed or mortgage was signed by someone who was not of legal age, it may be considered invalid.
  • An unknown heir may surface and claim right to ownership of the property.
  • Your title policy will be preceded by a title search, which will aim to uncover any potential issues before the sale of the home is complete.
  • There may be outstanding liens against the property that must be satisfied before the property may be sold. These should be uncovered in the title search.
Arrowhead Title Is Your Trusted Title Resource At The Lake
If you are buying a house at the Lake of the Ozarks or commercial property, securing title insurance should be at the top of your priorities list. We have been serving the Lake Area since 1984 and would be honored to write your title policy at the Lake of the Ozarks. While an owner's title policy is not technically required, it is a valuable investment that will protect your right to your land as long as you or your heirs have a vested interest in the property. It is also the most affordable type of insurance currently on the market; title insurance is purchased with a one-time premium that is factored in your overall closing costs.

To learn more about our title services at the Lake of the Ozarks, visit our website at www.ArrowheadTitle.com. We look forward to serving you!

The Lake of the Ozarks' Most Trusted Title Company
Where Accuracy Matters!

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750 Bagnell Dam Blvd Suite B
Lake Ozark, MO 65049


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