Arrowhead Title, Inc.

If you've spent any time at the Lake of the Ozarks before, you know that there's always something fun to do for both locals and vacationers. Fundraisers, family-friendly attractions, and countless other events are always lined up for anyone and everyone who may interested. This weekend marks the return of one family-favorite annual event: the 69th Annual Dogwood Festival.  At Arrowhead Title , we support local events and have taken the time to provide information on this years’ Dogwood Festival, so that you and your family might decide to attend! Dogwood Festival in Camdenton, Missouri April 25-27, 2019 The Dogwood Festival is a weekend-long festival held every spring at the Lake of the Ozarks. With a variety of events geared towards people of all ages, this fun-filled event is anticipated by many and enjoyed by all. Events are held in a variety of locations around Camdenton, including the Camdenton Square, Camdenton Middle School, and the Camden County Museum. Attende...

Securing title insurance at the Lake of the Ozarks is a critical part of the home buying process. Unfortunately, title insurance is arguably one of the most poorly understood forms of insurance. In fact, although many homebuyers hear about it as they prepare to purchase their homes, they do not understand its true purpose - they simply accept it as a normal part of the closing costs.  Today, Arrowhead Title, Inc. is here to help by answering some of the frequently asked questions regarding title insurance. What is a Title? A title is a legal document that serves as evidence of an owner’s right to possess a property, whether that be a home, a commercial piece of property, or a piece of land. What is Title Insurance? Title insurance, as the name suggests, protects the title of your home.  Title insurance protects against various types of defects that may exist in the ownership of a home or property.  The difference between title insurance and other forms of insur...

Spring at the Lake of the Ozarks is a popular time to buy a property.  No matter what kind of property you are planning to purchase (residential, commercial, vacation, land), purchasing title insurance is a crucial step in the buying process. There are many different reasons you should purchase title insurance. Arrowhead Title, Inc , the Lake of the Ozarks most trusted title company is here to expand on one major reason that having title insurance is important –that there could be a defect in the title that you are not aware of. Here are some of the common title defects that can affect your property ownership. Errors in Public Records or Forgery of Documents Errors in the recording of information sometimes will occur at the County Clerk’s Office, or the former homeowners’ may incorrectly record information.  For, example, names can easily be misspelled. Errors and confusion can also result when there are quite a few documented former homeowners’ who have similar nam...

Are you curious about property liens and how they can affect you?  Let Arrowhead Title help answers some common questions in regards to property liens.  Property liens are fairly standard in the real estate business, so as a homeowner, or potential homeowner at the Lake of the Ozarks, this is an important factor that you should consider when purchasing a home.   In today’s blog, your Lake of the Ozarks title company will explain what a property lien is and how having a lien on your property can affect you as a homeowner. What is a Property Lien? A property lien is a claim on a residential property for the homeowner’s unpaid bills.  In other terms, it is a publicly recorded notification that a creditor claims the homeowner owes the creditor money for unpaid debt.  Before you can sell your home, you must pay off this debt or lien on your property. What are Some Types of Property Liens? There are several different types of liens that can af...

Buying a home is a detailed process, one that includes many steps that must be taken by both the home buyer and by the seller of the home.  In this article, we will discuss the steps that your title company must take as well, and why you should rely on your title company when purchasing a home.  At Arrowhead Title, Inc. , your number one title company at the Lake of the Ozarks, we are here to help you fully understand the home buying process and the role your title company plays in the purchase of your new home. Buying a home is a huge investment, so it makes sense that there are many more rules regarding the purchase of a home than the purchase of other items.  When you put an offer on a house, you do so through a home purchase agreement wherein there are several things a seller must do or agree to do before you, as the buyer, are willing to purchase the home.  In addition, you as the buyer must make agreements with the seller before the home sale can be fi...

As a potential home buyer at the Lake of the Ozarks , there are things you want to know about the property you are looking to purchase. As your number one title insurance company at the Lake of the Ozarks, Arrowhead Title, Inc. would like to use this blog to give you a bit of information on seller disclosure forms, what they cover, and why you should get title insurance for your new Mid Missouri home. Shortly after you have made an offer on a home, you should receive a document known as a seller disclosure. This is a document that contains all the information that the seller is aware of pertaining to the condition of the property. Read this carefully and have your real estate agent look over it as well.  What is a Seller Disclosure Form? The point of the seller disclosure form is to inform new buyers of exactly what they are getting. Seller disclosure forms are usually in the form of a checklist compiled by the government where sellers can check off if their home has ev...

We talk frequently about the multitude of tasks and details that must be attended to during the process of  buying real estate at the Lake of the Ozarks . We frequently mention the title search as a part of this process, but we realize that many of our readers may not have a clear, accurate understanding of the title search and how it relates to the overall real estate process. This week, we're delving deeper into the title search and the important role it plays in the process of  buying property in Camden County MO  (or anywhere else, for that matter). The Title Search - An Overview Before a home can be sold, a title search must be performed. When conducting a title search, our team carefully combs through a variety of documents and public records in search of important information that may apply to the title in question. These may include (but aren't necessarily limited to) records by surveyors, tax assessors, recorders of deeds, and county courts. Title searches...