Showing posts from December, 2014

Lender's Policy vs Buyer's Policy

Title insurance comes in two main forms: lender's policies and buyer's policies. While similar, these two policies offer distinctly different services for the parties they serve. If you're planning on buying a Lake of the Ozarks home in 2015, it's important that you know the difference between these policies. Lucky for you, Arrowhead Title, Inc. is here to help! Owner's Policy In the world of title insurance, the owner's policy essentially protects you, the owner of the property, from unforeseen issues down the road. Owner's Title Insurance is purchased at closing for a one-time fee. After this upfront payment, both you and your heirs will be protected from any problems that may arise in the future for as long as you or your heirs and an interest in the property.  The best part? If/when a situation arises that requires the protection of your owner's policy, those issues will be handled at no additional cost to you. Owner's policies o

Christmas Activities Lake of the Ozarks

How are you planning on celebrating your Christmas holiday? If you're like all of us at Arrowhead Title , you can't wait to spend some quality time with your friends and family! If you're looking for something fun to do with your guests over the holidays, there are plenty of great activities to choose from at the Lake of the Ozarks. Here's a snapshot at some of the events taking place over the holidays. Christmas Activities Thursday, December 25th  Christmas Dinner at the Lodge Don't feel up to cooking Christmas dinner this year? The Lodge of Four Seasons is offering to do all the work for you, so all you have to do is sit back and enjoy being with your family and friends. They will be serving dinner from 3:00 PM to 9:00 PM on Christmas Day. Be sure to call for reservations! (800) 843-5253. Friday, December 26th & Saturday, December 27th Deck The Docks Holiday Cruise This is one of the best annual Christmas events at the Lake of the Ozark

Why Do I Need Title Insurance?

If you are in the process of buying your first home, you're probably feeling a bit overwhelmed by all of the costs you may not have been expecting. If you have had past experience, you are probably familiar with all of the costs associated with buying a home - but that doesn't make them any less stressful! Inspections, appraisals, earnest money... all of these things tend to add up very quickly. So why title insurance, then? When you're juggling all of these costs, the last thing you probably want to do is sign up for additional fees. You may be tempted to push title insurance off to the side, but your friends at Arrowhead Title are here to tell you why purchasing title insurance at the Lake of the Ozarks is an absolutely critical part of the home buying process. The importance of title insurance can be summed up in a single sentence: Title insurance protects the biggest investment you will make in a lifetime. Their homes are the largest purchases most peo

Arrowhead Title is a Sponsor for Christmas for Kids!

Have you heard about Lake Area Christmas for Kids? It's a wonderful annual event that kids in the Lake of the Ozarks community over the holiday season. Arrowhead Title, Inc. is proud to sponsor a table at this great event, and we would like to officially invite you to join us in this year's festivities! Christmas for Kids Sponsored by the Kiwanis Club of Ozark Coast and Lake Area Businesses, Christmas for Kids  is a magical event filled with music, hors d'oeurves, cocktails, and - of course- toys! Christmas for Kids provides an opportunity for the Lake of the Ozarks community to come together and enjoy a wonderful evening while raising money for an equally wonderful cause. All attendees bring a monetary donation and a new toy. All of the money and toys raised at the event will benefit underprivileged children in the Lake Area, as well as the following organizations: CADV Wonderland Camp Hope House Lake Regional Pediatrics YMCA Share the Harvest Food Pan

Things You Didn't Know About Title Insurance

By this time, you've surely heard that purchasing title insurance is an integral part of any commercial or residential real estate transaction . You've heard that it can protect your most valuable asset in the event of unforeseen hazards, and that it guards your right to occupy and use the land you have purchased. In order to get the most out of your title insurance, though, it's helpful to understand it on a deeper level.  Arrowhead Title, Inc. is here to help you gain that deeper understanding! Here is some straightforward, accurate information about the ins and outs of title insurance. Title Report vs Title Commitment Having a title report does not mean that you have title insurance. A title report is made after the title issuer has conducted a detailed search of all the public land records for the county where your desired property is located. A title commitment is the official agreement by the title company to provide you with title insurance. Lender&#