Showing posts from December, 2020

A Few Tips to Help Get you Ready to Buy a Lake Home!

Buying a home at the Lake of the Ozarks is as exciting as it is rewarding! We have beautiful homes, top-notch entertainment, and a great community. However, when you try to conquer the real estate process on your own, you can run into many challenges. As the best title agency at the Lake of the Ozarks , Arrowhead Title is here to give you a few tips to help you prepare for buying that lake home! Review Your Finances The first step in buying a home is to review your finances. This allows you to make educated decisions when weighing out housing options. After you review your current financial situation and prepare a potential budget for the new home. Be sure to factor in ALL the costs associated with homeownership such as down payment, closing costs, insurance, etc. Not to mention the recurring costs of homeowner's insurance and real estate taxes that will be associated with the home after closing.  Contacting a mortgage lender for a prequalification or preapproval can be a great as

The Causes & Effects of "Clouds" on Title

 One key step in the buying and selling of real estate is the transfer of real estate . After all, after buying or selling a home, you'd expect to be given or removed from ownership rights to the property, correct? Well, unfortunately sometimes there are issues that arise that cause issues or "title defects." These defects are referred to as a "cloud on title." Your premier title company at the Lake of the Ozarks  is here today to tell you all about "clouds" and how you can mitigate and rectify them What is a "Cloud" on Title? The term "cloud" is synonymous with "title defect," referring to any issues with a title that may cause reasonable buyers to become hesitant to purchase the property. A "cloud on title" is any item that could compromise or cast doubt on the validity of the title. Here are some examples of items that could cause a "cloud on title:" Any outstanding lien or encumbrance Recording erro

The Season of Property Taxes

 This is the time of year to enjoy holiday celebrations, shopping... and of course, property taxes! While property taxes aren't the most enjoyable thing about this holiday season, they are an important part of your obligations this time of year. If you're a little confused as to what personal property taxes are and why you should pay them, the best title company at the Lake of the Ozarks , Arrowhead Title is here to shed a little light on the topic. Read on to learn more! Personal Property Tax? First, let us start by defining what personal property taxes are. Personal property taxes are forms of taxation on what is deemed to be personal property. Personal property can be defined as any movable property that is not attached toa home or building, including motor vehicles, boats, and aircraft. The utilization/disbursement of these tax dollars may vary by state, but generally cover: Local school district The State The County Local fire department Local road district Local libraries

4 Reasons You'll Love the Lake Lifestyle

 There are a lot of benefits that come with living at the Lake of the Ozarks. While it's known as a summer vacation destination, it's actually much more than just that. The Lake holds year-round opportunities and activities that you'd be hard-pressed to find anywhere else. Arrowhead Title, the best title company at the Lake of the Ozark  has been living life at the Lake for over 35 years. We're here today to share a few of the reasons we believe the Lake of the Ozarks is THE place to be. 1. Living Waterside Living by the water is believed to have health benefits associated with it. It's rumored that the presence of water in your daily life can help reduce blood pressure, decrease stress, and increase blood flow to the brain. Where do we sign up!? When these elements of life come together, your result is a longer, healthier lifestyle. The Lake of the Ozarks is the perfect place to work and relax, all in one beautiful package. 2. Natural Beauty The natural beauty of t

An Event to be Celebrated: 31st Annual Kiwanis Christmas for Kids

 Here at Arrowhead Title, your premier title company at the Lake of the Ozarks , we believe in the efforts to give back to help better our community and assisting those in need. For this reason, our owner Chris Cisar is an active member of the Kiwanis Club. This holiday season holds the 31st Annual Kiwanis Christmas for Kids Charity Event & Auction, an event that's goal is to provide underprivileged children at the Lake of the Ozarks with gifts, necessities, and support. In this week's blog, we thought it fitting to spotlight this amazing holiday event as well as the organization. Read on to learn more! About the Kiwanis Club Kiwanis is a global organization of volunteers dedicated to changing the world one child and one community at a time. The Kiwanis Club Ozark Coast was organized in April 1988 and serves the Osage Beach and Lake Ozark region. We are a 501(c)(3) not-for-profit charitable foundation. Our club members are service-minded men and women from all segments of