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Showing posts with the label Lake of the Ozarks Title Services

Your Home Has Sold! Now What?

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Firstly, CONGRATULATIONS, you've just officially sold your home and are moving on to the next big thing! Whether that's relocating, upgrading/downsizing, or traveling the world - your newfound options are abundant! However, there are a few extra steps you'll want to take to ensure the transition settles over smoothly. As your local title service and settlement agents at the Lake of the Ozarks, Arrowhead Title has important details regarding what to do AFTER the closing papers have been signed. Continue reading to learn more about these crucial post-closing steps, and for additional title expertise, trust the best title company at the Lake of the Ozarks , Arrowhead Title. Keep your Closing Statement There are many documents involved in the sale/purchase of a home, and while not all of them are necessarily pertinent to your everyday needs, some are mostly legal jargon, a few of them are essential to keep well-kept records of. If questions or concerns arise after the closing,...

Just the Facts: Title Reports

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Whether you're a veteran-homeowner or first-time homebuyer, the process of purchasing a new home can be a rollercoaster of emotions. On one hand, it's an exciting time as you prepare to invest in a new space to call your own, but you are also faced with many unknowns. When it comes to buying your home at the Lake of the Ozarks, it's important to trust you have the most prompt and experienced local experts backing your transaction. As the  best title company at the Lake of the Ozarks , Arrowhead Title is committed to providing you with the utmost title and settlement services. One of the essential services we provide in your real estate transaction is a title report. These are critical reports to have when buying any piece of real estate as they contain pertinent information regarding your subject property. Continue reading our blog to see just why you'll want to trust Arrowhead Title for your  title and settlement services at the Lake of the Ozarks . Why are Title Rep...

Lake of the Ozarks BikeFest 2020

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The Lake of the Ozarks proudly presents the ULTIMATE BikeFest experience, attracting motorcycle enthusiasts from all over the US. Do you enjoy a rockin' concert? How about great food & drink options? We thought so, and with over three-hundred biker-friendly bars, restaurants, hotels, and campgrounds look no further than the 14th annual BikeFest Lake of the Ozarks 2020! The lake area's winding roads offer motorists scenic rides through the rolling Ozark hills, offering breathtaking views. This is one ride you won't want to miss out on! While your down experiencing the thrill of the 14th annual BikeFest at Lake of the Ozarks be sure to sneak a peek at some of the tantalizing homes that scatter across the shoreline and hardwood forests. When you're ready to secure your new lake home let your area experts at Arrowhead Title, the best title company at the lake of the Ozarks , help make it happen. Passport Ride & Vendor Village The 2020 Lake of the Ozarks BikeFest pa...

5 Things to Do Once You've Closed on Your Home

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Buying a home at the Lake of the Ozarks is a huge and exciting adventure! And with all of the excitement of finally closing on the sale and actually having the keys in hand, it may be easy to forget some important things to consider now that the home is actually yours. So, this week, we're sharing with you 5 things every homeowner should do once you've closed on your home: 1. Put Your Loan & Closing Documents in a Safe Place At closing you'll be given a lot of important documents that prove your legal ownership of the property you've purchased, as well as home warranty and title insurance documents. You'll also likely have mortgage paperwork as well. All of these documents should be kept in a safe place where they won't get damaged or lost, and can easily be located if needed. Whether you choose a safe deposit box or a fireproof safe, these documents are proof of the biggest purchase you will ever make. It's also a great idea to have copies made ...

5 New Year's Resolutions For The Prospective Homebuyer

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Whether you are buying your first home or selling your current house and buying a new one, there will likely be a seemingly endless list of tasks and copious amounts of paperwork along the way. If you approach the process correctly, however, it doesn't have to be challenging. Our  Lake of the Ozarks title company  is here to help. If you are considering buying a new home in 2017, you can set yourself up for success by adopting the following New Year's Resolutions. 1. I Resolve To Not Open Any New Lines Of Credit When you are applying for a mortgage loan, your lender will carefully evaluate all aspects of your financial situation.  Having a stable credit history is important, as it demonstrates to lenders that you are reliable and trustworthy. If you are preparing for the possibility of taking out a mortgage loan, you'll want to keep your finances solid and constant. This is especially critical once you begin applying for a mortgage loan, as opening n ew lines of ...

Implications of a Property Lien

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Liens on real estate are a common way for creditors to secure debts that are owed to them. A property lien is a notice attached to your title informing everyone that you owe money. In today's blog, your Lake of the Ozarks title company explains the implications of having a lien on your property. Selling Your Property  When you have a lien on your home, you are not able to sell it. In order to sell or refinance your home, you must have a clear title. Having that lien on your title makes it unclear. To get rid of the lien, you'll need to pay the creditor what you owe. After that, the lien will be removed from the title and you'll be able to sell or refinance your home if you wish. Foreclosing On Your Home  While a foreclosure due to a lien is rare, there is the possibility. In order to pay off the lien, creditors generally have the right to have the property sold, usually through foreclosure. In most cases however, the mortgage is placed on the home before ...

5 Myths About Title Insurance

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Unlike health or auto insurance, many people don't understand the importance of title insurance. Most of those people that don't feel the importance, feel that way because they don't fully understand what title insurance does, or they have heard some misconception that leads them to believe title insurance isn't really necessary. Keep reading as we debunk several of the common myths revolving around title insurance at the Lake of the Ozarks . Myth #1 - You Can't Choose Which Title Insurance Company To Work With  Probably one of the most common misconceptions people have about title insurance is that they have to go with the company that their mortgage lender chooses. As the buyer of the property, you have the right to research title companies and select the one of your choosing. While it may seem like less of a hassle to go with the preferred title company of your lender, keep in mind that they may not have your best interest in mind. Not all title insurance ...

What Can Arrowhead Title Do For You?

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If you are talking with a real estate agent about buying a home of your own, you have doubtless heard them talk about choosing a title company at the Lake of the Ozarks to handle your real estate transaction. At this point, you are surely at least vaguely familiar with the idea of title companies, but do you understand exactly how they help with your real estate transaction? Keep reading to find out exactly what Arrowhead Title, Inc can do for you! Title Insurance Title insurance, not surprisingly, is one of the biggest and most important services we offer. Title insurance is what protects your ownership of your title from unforeseen hazards and challenges. For example, if a previously unknown heir appears and claims right to the property, or if a company surfaces and claims ownership over the land as collateral for an unpaid lien, your owner's title insurance policy can protect you. Title Report If you are interested in learning about a specific piece of proper...

What IS Title Insurance, Anyway?

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Title insurance may not be as well-known or as well-understood as other types of insurance, but it is equally (if not more!) important. Title insurance protects your property investments in the event that someone else decides to stake a claim on your personal property. Having an accurate, experienced title insurance company on your side during any commercial or residential estate transaction can make all the difference. Background Information By purchasing real estate, you are essentially purchasing the legal right to use and occupy the land. When you make this purchase, you are given the "title," to the land. The term "title" can refer to your rights surrounding the use and ownership of the land or it can refer to the physical document (the deed) that declares you the rightful owner.  Protection Sometimes, title issues can arise. Titles can be limited by others staking claim over the property, which can cause you anything from minor frustration t...