Posts

Showing posts with the label What Can Title Insurance Protect You From

50 Things Your Title Policy Can Protect You From

Image
Your home is an  hugely  important part of your life. Not only is it a safe place to live and raise a family, it's a major financial asset. With so much invested in your home, it seems only right that you should protect it in every way you can.  Title insurance  is a great way to protect your home from unforeseen hazards that can threaten your ownership of the property. Title insurance cannot protect your equity and your home from matters that do not appear in the public records, but an owner's  title insurance policy at the Lake of the Ozarks  CAN protect you from a vast array of potential hazards. 50 Things Your Title Policy Can Protect You From Documents executed under false, revoked, or expired powers of attorney. Conveyances by an heir, devisee, or survivor of a joint estate who attempts to attain title by ill-gotten means. False impersonation of a true land owner. Deeds which appear absolute, but which are held to be equitable...

Protecting Your Interests For Generations To Come

Image
Buying real estate is a big investment. Before you sign your name on the dotted line, you'll want to be confident that you are making a wise and safe investment for you and your family. Part of this assurance comes from working with a mortgage professional to verify how much house you can safely afford. The other part comes from working with a reliable title company at the Lake of the Ozarks to ensure that your chosen property does not come with any hidden hazards that may threaten your ownership rights. Arrowhead Title Is Your Trusted Title Resource At Arrowhead Title, Inc. , we recognize the immense trust you place in the title company you choose to assist with your transaction, and we value it immensely. When we facilitate a transaction, we handle all of the details with the utmost precision and accuracy. We recognize that your business is a privilege (not a right), and we do everything we can to earn that privilege. Ensuring that your needs are met and that your expecta...

12 Reasons To Get Title Insurance

Image
When unexpected issues arise that may threaten your right to use and occupy your home, title insurance is your first (and sometimes) only line of defense. As the owner of your own home, you're counting on your right to use your land as you wish. If something threatens that, it can cost you a great deal of time, energy, and money. Fortunately, Arrowhead Title, Inc. is here to provide you with title insurance at the Lake of the Ozarks to protect all of your real estate investments. 12 Reasons To Get Title Insurance The list of potential hazards that may threaten your right to the title of your property are practically limitless. Here is a general overview of twelve things that title insurance can help protect you from. 1.   Titles are often dependent upon several different documents. If there is an error in any the way of these documents were written or recorded, your right to the title may be threatened. 2.   The deed, mortgage, or sale may have been authorized ...

3 Scenarios When You NEED Title Insurance

Image
We have talked in great detail about the many different types of hazard title insurance can protect against, but some of these concepts can be hard to integrate. You've heard that title insurance protects against unknown heirs and unauthorized signatures, for example, but do you know what that really means? This week, your trusted title company at the Lake of the Ozarks is here to help you understand how title insurance can protect you with these simple, concrete examples. Scenario #1: Purchasing A Home In An Invalid Sale A title search and title insurance can protect you from buying a home that the seller is not authorized to sell. Perhaps the supposed "sellers" aren't actually owners of the property, but renters who are looking for a way to (illegally) make some money. Or perhaps the seller purchased the home fifteen years ago with his spouse. Though they may have been divorced and out of contact for several years, if his ex-wife's name is on the deed...

50 Things Title Insurance Can Protect You From

Image
Your home is an  hugely important part of your life. Not only is it a safe place to live and raise a family, it's a major financial asset. With so much invested in your home, it seems only right that you should protect it in every way you can. Title insurance is a great way to protect your home from unforeseen hazards that can threaten your ownership of the property. Title insurance cannot protect your equity and your home from matters that do not appear in the public records, but an owner's title insurance policy at the Lake of the Ozarks CAN protect you from a vast array of potential hazards. 50 Things Your Title Policy Can Protect You From Documents executed under false, revoked, or expired powers of attorney. Conveyances by an heir, devisee, or survivor of a joint estate who attempts to attain title by ill-gotten means. False impersonation of a true land owner. Deeds which appear absolute, but which are held to be equitable mortgages. Undisclosed heir...

Title Insurance: Myths vs Facts

Image
When you hear the term " title insurance ," what comes to mind? Do you think you know what it means? Title insurance is arguably one of the least understood aspects of the home closing process. We have found that most people either respond to the questions above with blank stares, vague responses, or incorrect information. Today, the team at Arrowhead Title, Inc. is here to clear up some of the misunderstandings about title insurance at the Lake of the Ozarks by debunking some of the myths surrounding the title insurance industry. MYTH:   Title insurance automatically comes with the house. FACT:   Most lenders will require a title search and a title insurance policy to cover their loan, but these services are not included in the purchase of the home. Home buyers will be responsible for purchasing these extra services at closing. MYTH:   There's only one type of title insurance. FACT:   There are actually two types of title insurance: lender's title pol...