Arrowhead Title, Inc.

There are a lot of moving parts that must come together to complete a real estate transaction. Some can be quite complex and if everything doesn’t fall together as it should, your real estate closing date can be delayed. After you have a signed contract, you will have an appraisal done, you will have an inspection done, there will be a title search, and you will get a mortgage commitment from your bank. If those don’t come through as expected, delays may result. If the seller has contingencies, that can affect your closing date as well. When you hire an experienced title company at Lake of the Ozarks , they should be in touch with you throughout the entire process and let you know if anything occurs that could affect your closing date.  Repairs and Contingencies It is possible that during the inspection, things will be found in the house that may need to be repaired before closing. If it is not feasible to get those repairs completed before the closing date, then the date will be p...

At Arrowhead Title we have handled a lot of real estate closings at Lake of the Ozarks since 1984. We know there’s a lot that goes into every closing, much of which happens behind the scenes. Often clients aren’t even aware of everything we do, and they don’t really have to think about it. They just know they trust us to bring them the right information and the right numbers and everyone gets what they are supposed to out of the transaction as agreed. At the same time, we know that education is key when working with our clients so they know exactly what to expect, and have confidence when they come to the closing table. So in this week's blog, we wanted to explain a little bit about what your title company at Lake of the Ozarks does for you at your real estate closing. If you’d like to know more, just keep reading. Title Search and Report Once there’s a signed contract between a buyer and a seller, the title company is ready to get to work. Right off the bat, a title search will...

Have you decided it’s finally the right time to sell your home at Lake of the Ozarks ? Congratulations! We hope you make a great return on your investment. As a title company in Lake Ozark , we have helped with a lot of real estate closings at the Lake of the Ozarks . We have noticed a few things we think would help you while preparing your home to sell. If you would like to hear about 5 things not to do when you’re getting ready to sell your home, just keep reading! 1) Skipping repairs It’s not uncommon for there to be a few things around the house that need to be fixed. Once you decide you’re not staying in the home they can seem a little less important. But unfinished repairs can give a buyer the impression that the house is not well-maintained. They might then wonder what hidden problems they could find if they buy your house.  Making needed repairs may keep some people from being scared off and help you attract the best buyers for your property. 2) Not staging Sellers...

  A real estate closing is a complicated transaction involving many different factors that have to all come together seamlessly.   Once a closing date is decided, the expectations are set for the buyer and seller.   But a closing date is not an absolute, it is a target.   Between the time you sign a contract and the time you close, there will be the inspection, the appraisal, and the mortgage commitment from the lender.   There may also be contingencies in the contract.   Each one of those parts of the process can potentially create a delay or another action step that needs to be taken in order to close the real estate transaction. An experienced title company at Lake of the Ozarks will be very familiar with the closing process and potential delays and will be a great asset in determining a realistic closing date.   At Arrowhead Title , we know you are excited to close, and we also know there may be a lot of other things that depend on you closing o...

If you are in the process of finalizing the purchase of your new home’s lot and are preparing to build a new home at the Lake of the Ozarks , you may have questions as to whether purchasing title insurance is necessary for new construction.  Some buyers of newly built homes or buyers who plan to build on newly purchased property assume that purchasing title insurance for a new home is not necessary.  The thought process is that since no one has ever owned the home or property, there shouldn’t be any issues.  However, this is not necessarily the case.  Title insurance is critically important to buyers of both new and resale homes.  At Arrowhead Title, your title company at the Lake of the Ozarks , we have come up with some very important reasons that you should purchase title insurance for your newly constructed home. Potential Title Issues: Land Ownership & Rights Even though you are building a brand-new home, the land that you are purchasing has be...

When buying a home, there are several parties that will be involved in the process: your real estate agent, the lender, any vendors you may need throughout the process, the inspector and/or appraisor, and of course your title company. Selecting a title company to facilitate your closing is an important part of  buying a house at the Lake of the Ozarks . Your title company will fill an important role in the transaction process, so it's crucial that you find a reliable, accurate company you can trust. Most homebuyers have heard this advice several times. They know that selecting a good title company is important, but many homebuyers know very little about what a title company truly is or what we actually do. This week,  Arrowhead Title, Inc.  is here to help explain the important role we fill as a  title company at the Lake of the Ozarks . Ensuring Validity Of The Title When you come to us to facilitate a closing, our first step is to confirm the validity of the...

Although liens are common in the real estate world, they're often overlooked by home-buyers because they don't understand the implications that can arise from such things on a deed. Unfortunately, the failure to anticipate and settle outstanding liens before closing can lead to delayed or derailed deals. Worse, undiscovered liens can cause years of legal problems after a sale. What is a Lien? A lien is a right to keep possession of property belonging to another person until a debt owed by that person is discharged. Liens on real estate are a common way for creditors to secure debts that are owed to them. A property lien is a notice attached to your title informing everyone that you owe money. In today's blog, your Lake of the Ozarks title company explains the implications of having a lien on your property. Selling Your Property When you have a lien on your home, you are not able to sell it. In order to sell or refinance your home, you must have a clear title. Hav...

Summer is without a doubt the most exciting season at the Lake of the Ozarks. The abundant opportunities for fun in the sun attract visitors from all over the Midwest, and the friendly atmosphere inspires many visitors to become permanent members of the Lake community, either on a full- or part-time basis.  Since summer is the most popular time of the year to visit our area, it's a great time to shop for homes at the Lake of the Ozarks. If you are among the people thinking about buying a home (or second home) at the Lake this season, Arrowhead Title, Inc. is here to help with this quick information about buying a home in the summer. 1. There Might Be Room To Negotiate. Spring is generally considered the most popular time for sellers to list their homes. If a home was listed in the early spring and is still for sale several months later, the sellers may be willing to negotiate a bit on the price. If saving money is a priority for you, asking your real estate agent to help ...