Arrowhead Title, Inc.

Title insurance is not something that a lot of home buyers understand very well. It isn't a particularly exciting topic if you aren't familiar with how important it is in protecting your rights to your new property. Arrowhead Title has found that oftentimes people aren't even sure what title insurance is and aren't sure whether or not they need it. As the best title company at the Lake of the Ozarks , we know exactly what it takes to successfully close on  home and keep your title safe for years to come. Keep reading to learn about a few common myths about title insurance. Title Insurance Isn't Necessary Everyone should have title insurance. You may think you know the whole history of the house you're purchasing, but it's impossible to know everything. Title insurance protects your right to the property in the event that a previously unknown heir claims ownership of the property, if it is later revealed that the "sellers" were not the...

As a potential home buyer at the Lake of the Ozarks , there are things you want to know about the property you are looking to purchase. As your number one title insurance company at the Lake of the Ozarks, Arrowhead Title, Inc. would like to use this blog to give you a bit of information on seller disclosure forms, what they cover, and why you should get title insurance for your new Mid Missouri home. Shortly after you have made an offer on a home, you should receive a document known as a seller disclosure. This is a document that contains all the information that the seller is aware of pertaining to the condition of the property. Read this carefully and have your real estate agent look over it as well.  What is a Seller Disclosure Form? The point of the seller disclosure form is to inform new buyers of exactly what they are getting. Seller disclosure forms are usually in the form of a checklist compiled by the government where sellers can check off if their home has ev...

June 28th, 2016 is Insurance Awareness Day. It's a day specifically designed as an opportunity for individuals to review their current home, auto, life, health, and other insurance coverages to ensure that they're getting quality coverage at a good price. Our title company at the Lake of the Ozarks is expanding the definition of Insurance Awareness Day, however - we thought we'd take the opportunity to raise awareness for one of the lesser known (but equally important) forms of insurance: title insurance. What Is Title Insurance? Title insurance, as its name implies, is a service that ensures a property owner's right to the title of their land. In other words, it protects the property owners' right to use and occupy the land as long as they or their heirs have a vested interest in the property. Title insurance policies are issued at the date of the closing and are purchased for a one-time premium, making them much more affordable than other forms of insuran...

We have talked in great detail about the many different types of hazard title insurance can protect against, but some of these concepts can be hard to integrate. You've heard that title insurance protects against unknown heirs and unauthorized signatures, for example, but do you know what that really means? This week, your trusted title company at the Lake of the Ozarks is here to help you understand how title insurance can protect you with these simple, concrete examples. Scenario #1: Purchasing A Home In An Invalid Sale A title search and title insurance can protect you from buying a home that the seller is not authorized to sell. Perhaps the supposed "sellers" aren't actually owners of the property, but renters who are looking for a way to (illegally) make some money. Or perhaps the seller purchased the home fifteen years ago with his spouse. Though they may have been divorced and out of contact for several years, if his ex-wife's name is on the deed...