Arrowhead Title, Inc.

As the best title company at the Lake of the Ozarks , Arrowhead Title has experience in handling every type of real estate transaction imaginable. One of the most important factors for many of our clients is when they can expect their closing to take place. The closing date should be as accurate and timely as possible ensure a satisfactory experience for both the buyers and the sellers. In this week's blog, Arrowhead Title is giving you the top 5 items that cause closings to be delayed, so that you know what to be aware of to ensure your closing goes off without a hitch.  1) An Aggressive Timeline After you've found the home you can't live without and make an offer it's time to pick the closing date. If you're not as experienced with buying or selling homes, this date may seem far out. However, there are many things that go on behind the scenes to ensure that the home is clear and sound, as well as securing your ownership rights. It's essential when picking a c...

 As the best title company at the Lake of the Ozarks , Arrowhead Title strives to educate our clients with title and real estate knowledge to help in the decision-making process. We find that our clients appreciate and are welcoming to the information to assist them in making these important decisions confidently. In this week’s blog, we’re going to be talking about 1031 exchanges – a strategic investment tool that can help savvy investors build wealth. What is a 1031 Exchange? A 1031 exchange is a “like-kind” investment strategy where investment property is swapped for anther. This allows savvy investors to defer capital gain taxes (until cash-out) and build wealth. The IRS Section 1031 mandates that only “like-kind” investment properties can be swapped, limits use with vacation properties, has certain time frames, and tax implications. The Rules for Depreciable Property When swapping property that is deemed depreciable by the IRS, it can trigger what’s called a depreciat...

In this week's blog, Arrowhead Title , your premier title, and escrow company at the Lake of the Ozarks  is showcasing some additional events to help welcome Spring at the Lake of the Ozarks coming this March. We believe that the Lake is a wonderful place to live, which is why we enjoy making it our home year-round. And as you can see, we have a lot to offer - even in the offseason. March 13th: St. Pat's Pub Crawl Mar 13, 2021 Captain Ron's Captain Ron's 82 Aloha Ln Sunrise Beach MO 65079 Participants can purchase wristbands to ride designated buses to over 15 local westside bars and restaurants for St. Patrick's Day celebrations. Food & Drink specials and live entertainment at leach participating location. Visit the website listed above for more information. Website: https://lakewestchamber.com/st-pats-pub-crawl/ March 27: Spring Craft Show Camden County Museum Camden County Museum 206 S Locust St Linn Creek MO 65052 Lots of local crafters with a variety of ite...

 One key step in the buying and selling of real estate is the transfer of real estate . After all, after buying or selling a home, you'd expect to be given or removed from ownership rights to the property, correct? Well, unfortunately sometimes there are issues that arise that cause issues or "title defects." These defects are referred to as a "cloud on title." Your premier title company at the Lake of the Ozarks  is here today to tell you all about "clouds" and how you can mitigate and rectify them What is a "Cloud" on Title? The term "cloud" is synonymous with "title defect," referring to any issues with a title that may cause reasonable buyers to become hesitant to purchase the property. A "cloud on title" is any item that could compromise or cast doubt on the validity of the title. Here are some examples of items that could cause a "cloud on title:" Any outstanding lien or encumbrance Recording erro...

As a responsible consumer, you probably know all about the importance of having home, auto, life, health, and other insurance coverages to ensure that your personal belongings and family are properly covered. Our  title company at the Lake of the Ozarks  wants to take this opportunity to raise awareness for one of the lesser known (but equally important) forms of insurance that every homeowner should be aware of: title insurance. What Is Title Insurance? Title insurance, as its name implies, is a service that ensures a property owner's right to the title of their land. In other words, it protects the property owners' right to use and occupy the land as long as they or their heirs have a vested interest in the property. Title insurance policies are issued at the date of the closing and are purchased for a one-time premium, making them much more affordable than other forms of insurance currently available. What Do I Need To Know About Title Insurance? Title insurance com...

When buying a home there are some things that are extremely important to consider, such as whether or not to purchase title insurance. Though it is one of the most important types of insurance available on the market today,  title insurance  is still largely misunderstood. This leads to homeowners not wanting to purchase it, which unfortunately can be a huge mistake. In addition to providing this crucial service to  homebuyers at the Lake of the Ozarks  and surrounding areas, we have made it our mission here at  Arrowhead Title, Inc.  to educate our clients on the importance of title insurance and all that it provides. Check out these 4 facts about title insurance that you may not have known. 1. Title Insurance Protects Your Right To Use & Occupy The Land Most people know that title insurance is part of the closing costs associated with  buying real estate at the Lake of the Ozarks  (or anywhere else), but very few people truly understa...

Independence Day is this week! Americans across the country are firing up the grills and purchasing car-loads of fireworks in preparation for this glorious holiday. The Fourth of July provides us the opportunity to celebrate our nation's independence and everything our country stands for, and we intend to make the most of it! Homeownership is an integral part of the American Dream, and it is a beautiful symbol of independence. Arrowhead Title, Inc is proud to be a part of this dream by protecting homeowners (and lenders) as they make the biggest investments of their lives. Like our beautiful flag waving proudly in the wind, Arrowhead Title is always there and ready to help new homeowners make their American dream a reality!  RED The color of blood and fire, red symbolizes strength, energy, power, courage, vigor, willpower, and passion. As a local  title insurance agency at the Lake of the Ozarks , we are charged with protecting the biggest investments most people will ...

Mostly all real estate transactions require the full (and careful) integration of many moving parts in order for a deal to close smoothly. The sellers, buyers, lenders, and real estate agents must work together to bring the transaction to a successful resolution. However, these important parties aren't the only ones who will be closely involved in the transaction process. While you as a buyer or seller may not realize it, a  Lake of the Ozarks title company  will also play a crucial role. Read on to see why your title company selection matters: What Does The Title Company Do? While first-time buyers generally do not understand the role a title company plays as well as they understand lenders' or realtors' responsibilities, that does not mean a title company's role is any less important. Here is a quick look at the types of responsibilities a title company will fulfill during the closing process: Ensuring validity of the title Issuing the title insurance polic...

If you are talking with a real estate agent about buying a home of your own, you have probably had the conversation with them about choosing a  title company at the Lake of the Ozarks  to handle your real estate transaction. At this point, you are surely at least vaguely familiar with the idea of title companies, but do you understand exactly how they help with your real estate transaction? Take a look at what  Arrowhead Title, Inc  can do for you! Title Insurance Title insurance, not surprisingly, is one of the biggest and most important services we offer. Title insurance is what protects your ownership of your title from unforeseen hazards and challenges. For example, if a previously unknown heir appears and claims right to the property, or if a company surfaces and claims ownership over the land as collateral for an unpaid lien, your owner's title insurance policy can protect you. Title Report If you are interested in learning about a specific piece...

Buying a home is such an exciting experience. It's a chance to start fresh, a chance to create a whole new life for yourself in a brand new environment. Buying a home at the Lake of the Ozarks can seem a little overwhelming, especially if it's your first time, but it doesn't have to be hard. Welcome to  the first installment in our two-part blog series: Steps To Buying A Home.  Following these simple steps will ensure that your home buying process is simple and (most importantly) enjoyable. Step 1: Start Your Research Being well-educated on any topic makes it much easier to manage, and buying a home is no different. Before you are ready to begin seriously searching for homes, take some time to start looking at the homes currently for sale. This way, you can get a feel for their asking prices and watch to see if any of the homes drop in price, which will give you insight the current housing market. It's also important to start thinking about the types of feat...

People refinance their homes for a lot of reasons. Most commonly, refinancing is used to readjust the terms of the mortgage loan (such as shortening or extending it) or to get a lower interest rate. One thing most people don't think about when refinancing, though, is the impact it will have on their title insurance policies . If you're thinking about refinancing your home at the Lake of the Ozarks , here is some important information to keep in mind. Refinancing - It's Still A Home Loan When you refinance your home, you are essentially taking out a new loan to pay off the original loan in full. Because you are taking out a brand new loan, you will have to undergo the same process (and cover the same costs) that you did when you originally purchased your home. For example, you will probably need to... Purchase a professional appraisal of your property Cover the closing costs associated with the loan Purchase a lender's title policy to protect the lender ...

As with most other types of insurance, the first question that comes to mind when people think about title insurance at the Lake of the Ozarks is usually, "how much will it cost?" With all the other costs associated with buying a Lake of the Ozarks home , home buyers are usually looking for ways to save extra money and may be tempted to opt out of purchasing the optional Owner's Title Policy. As you trusted title professional, however, all of us at Arrowhead Title, Inc. are here to tell you that title insurance is essential, and it's more affordable than you think . Lifetime Coverage for a One-Time Premium Title insurance is not like any other form of insurance. Unlike every other type of insurance, title insurance is purchased for a one-time premium . After you pay the premium upfront, your title insurance policy will remain in effect as long as you or your heirs have a vested interest in the property. Since title insurance only requires a one-time pre...