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Showing posts with the label Title Insurance Agency Lake Ozark

5 Things to Do Once You've Closed on Your Home

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Buying a home at the Lake of the Ozarks is a huge and exciting adventure! And with all of the excitement of finally closing on the sale and actually having the keys in hand, it may be easy to forget some important things to consider now that the home is actually yours. So, this week, we're sharing with you 5 things every homeowner should do once you've closed on your home: 1. Put Your Loan & Closing Documents in a Safe Place At closing you'll be given a lot of important documents that prove your legal ownership of the property you've purchased, as well as home warranty and title insurance documents. You'll also likely have mortgage paperwork as well. All of these documents should be kept in a safe place where they won't get damaged or lost, and can easily be located if needed. Whether you choose a safe deposit box or a fireproof safe, these documents are proof of the biggest purchase you will ever make. It's also a great idea to have copies made ...

The First-Time Buyers' Guide To Title Insurance

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Buying your first home is a thrilling - albeit overwhelming - process. Your home is quite possibly the largest investment you'll make in your lifetime, so you'll want to be confident that all aspects of the process are handled correctly. Buying a title insurance policy is an important way to protect your investment. As your trusted Lake of the Ozarks title agency , we're here to help familiarize you with the process. How Title Insurance Works As its name suggests, title insurance insures your title. That is, it insures your right to use and occupy your land, as your title legally allows you to do. Whereas other types of insurance (home, auto, etc) protects against issues that may happen in the future , title insurance guards against issues that may have already occurred  but are yet undiscovered. Examples of these types of issues include: Mistakes in public records Forged or unauthorized signatures in the sale Unpaid liens against the property Unknown easement...

Title Insurance: Strengthening America One Household At A Time

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Believe it or not, title insurance is an integral aspect of almost every single American's life. By benefiting each individual, we in turn work to strengthen the entire United States of America. While this may seem like a lofty claim at first, a closer look will reveal how our entire country can benefit from the title insurance industry. We Boost The Economy The economy thrives when citizens have more money in their pockets and, consequently, more money to spend at local businesses. By strategically timing our real estate closings , we save home buyers approximately $10 billion in interest every year. Not only that, but we save home buyers roughly $1 billion per day  by speeding up the closing process. All of those dollars saved will stay in the hands of each American homeowner, which gives them more money to put back into the economy. We Protect The Children As every parent can tell you, raising children is expensive. When a child's parents divorce, the parent who doe...