Arrowhead Title, Inc.

 A title search, a title report, and a title commitment are all pieces of the puzzle that are required to complete your real estate closing at Lake of the Ozarks . They are each different, but they work together and play an important role in your real estate transaction. Arrowhead Title has been handling real estate closings for clients at the Lake of the Ozarks since 1984. Over the years we recognize that not everyone understands the difference between these three things and why they are all necessary. If you are involved in a real estate transaction, you may wonder as well. As a title agency at Lake of the Ozarks that believes in clear communication and keeping our clients informed, we wanted to write this blog to explain what each one is, how they work together, and why they are an important part of your real estate purchase. To learn more about title searches, title reports, and title commitments, just keep reading this blog. Title Search A title search is a deep dive researc...

The title search, title report, and title commitment are three completely different things, but they work closely together, and each one is important in the process of your real estate transaction. As a trusted title company at the Lake of the Ozarks since 1984, we have noticed that people don’t always know what they are or how they differ. At Arrowhead Title , we are dedicated to communicating with and educating our clients so they understand the process. So, we decided to write a blog explaining these three important elements of your closing. If you are curious as to exactly how these three things differ, and how they work together when you come to the closing table, we invite you to keep reading this blog to learn the details! Title Search A title to real property is a document that proves who has ownership rights to that piece of land. The title search is a very deep and detailed search into any available public records to learn exactly who owns the property and is legally able to...

During the home buying process, buyers typically have to go through the  steps of getting a title insurance policy , whether it's the Owner's policy and the Loan policy, or just the Loan policy itself. One of those steps is to request for a title commitment to be completed and to review that report once the title insurance company sends it to you. But what exactly is a title commitment and what does it entail? This week, we'll go over in detail what it is and what information it provides to homebuyers and the title company. What is a Title Commitment? A title commitment is basically the title company’s promise to issue a title insurance policy for the property after closing. The title commitment contains the same terms, conditions, and exclusions that will be in the actual insurance policy. Almost every purchase and sale agreement contains language requiring the seller to provide the buyer with title insurance. At  Arrowhead Title , we issue the title policy using f...

During the home buying process, buyers typically have to go through the  steps of getting a title insurance policy , whether it's the Owner's policy and the Loan policy, or just the Loan policy itself. One of those steps is to request for a title commitment to be completed and to review that report once the title insurance company sends it to you. But what exactly is a title commitment and what does it entail? This week, we'll go over in detail what it is and what information it provides to homebuyers and the title company. What is a Title Commitment? A title commitment is basically the title company’s promise to issue a title insurance policy for the property after closing. The title commitment contains the same terms, conditions, and exclusions that will be in the actual insurance policy. Almost every purchase and sale agreement contains language requiring the seller to provide the buyer with title insurance. At  Arrowhead Title , we issue the title policy using f...

During the home buying process, buyers typically have to go through the  steps of getting a title insurance policy , whether it's the Owner's policy and the Loan policy, or just the Loan policy itself. One of those steps is to request for a title commitment to be completed and to review that report once the title insurance company sends it to you. But what exactly is a title commitment and what does it entail? This week, we'll go over in detail what it is and what information it provides to home buyers and the title company. What is a Title Commitment? A title commitment is basically the title company’s promise to issue a title insurance policy for the property after closing. The title commitment contains the same terms, conditions, and exclusions that will be in the actual insurance policy. Almost every purchase and sale agreement contains language requiring the seller to provide the buyer with title insurance. At  Arrowhead Title , we issue the title policy using ...

During the home buying process, buyers typically have to go through the steps of getting a title insurance policy , whether it's the Owner's policy and the Loan policy, or just the Loan policy itself. One of those steps is to request for a title commitment to be completed and to review that report once the title insurance company sends it to you. But what exactly is a title commitment and what does it entail? This week, we'll go over in detail what it is and what information it provides to homebuyers and the title company. What is a Title Commitment? A title commitment is basically the title company’s promise to issue a title insurance policy for the property after closing. The title commitment contains the same terms, conditions, and exclusions that will be in the actual insurance policy. Almost every purchase and sale agreement contains language requiring the seller to provide the buyer with title insurance. At Arrowhead Title , we issue the title policy using forms...