Showing posts from June, 2016

Insurance Awareness Day: Shedding Light On Title Insurance

June 28th, 2016 is Insurance Awareness Day. It's a day specifically designed as an opportunity for individuals to review their current home, auto, life, health, and other insurance coverages to ensure that they're getting quality coverage at a good price. Our title company at the Lake of the Ozarks is expanding the definition of Insurance Awareness Day, however - we thought we'd take the opportunity to raise awareness for one of the lesser known (but equally important) forms of insurance: title insurance. What Is Title Insurance? Title insurance, as its name implies, is a service that ensures a property owner's right to the title of their land. In other words, it protects the property owners' right to use and occupy the land as long as they or their heirs have a vested interest in the property. Title insurance policies are issued at the date of the closing and are purchased for a one-time premium, making them much more affordable than other forms of insuran

5 Questions To Ask Your Real Estate Agent When Buying A Home

Buying a home is a big undertaking, and it's important to go into the process with your eyes open. It can be one of the most rewarding processes you will ever undertake, but it can also become a huge burden if not approached strategically. Arrowhead Title, Inc. is here to help you ensure that you are fully prepared to enter the housing market before taking the plunge. Here is a quick list of important questions to ask your real estate agent as you think about buying a home. Questions To Ask Your Real Estate Agent 1. Do You Have Experience With This Type Of Property? Every home is different, and every property comes with a unique set of challenges. Ask your agent if he has experience buying/selling the type of property you're interested in, such as a foreclosure or a short sale. If your agent has worked with your chosen type of property before, you will be much more likely to avoid any challenges that could arise. 2. Are You The Listing Agent For This Property? Ther

9 Fun Facts About Title Insurance

Title insurance is a crucial part of buying real estate, whether a home, business, or commercial or residential plot of land. Without title insurance, your right to use and occupy your new property may be hindered by rights and claims asserted by others - potentially even years after the closing date. Despite its incredible importance, title insurance is largely misunderstood (if it's understood at all) in the general community. Arrowhead Title, Inc. is here to educate you on our unique industry by filling you in on these fun facts about title insurance. Fun Facts About Title Insurance 1.   Benjamin Franklin was the first person to come up with the concept of title insurance. 2.   Title insurance's primary focus is proactive, not reactive - it aims to prevent issues from ever arising in the first place. 3.   Title insurance is available in several other countries (not just the States). For example, it is used in Northern Ireland, Canada, Mexico, New Zealand, Austra

5 Tips For Moving With Kids

Buying a new house at the Lake of the Ozarks impacts everyone in family, both immediate and extended. If you have young children, moving can be especially challenging; children tend to thrive in stable, consistent environments, and uprooting them can cause a lot of stress and turmoil in their lives. Arrowhead Title, Inc. is here to help you overcome some of these challenges. Moving With Children As parents of little ones involved in a move, you will probably want to make the process as easy and stress-free on your children as you can. Taking the time to listen to and plan ahead for their needs can make a world of difference. Here are a few tips to help simplify the process of moving with kids. 1. Let Them Be Involved In The Process One of the reasons moving can be stressful for children is that they often feel helpless and completely uninvolved in the process. While you probably won't want to bring your children with you to every house you tour, it may be helpful to

Intangible Benefits Of Title Insurance For Homeowners

Title insurance offers many distinct, unique benefits. However, the benefits offered by title insurance at the Lake of the Ozarks may not be as easy to identify as those offered by various other services. Though they may not be tangible, the advantages of title insurance are numerous and varied. Here is a quick look at some of these intangible benefits, courteous of the team at Arrowhead Title, Inc. Protection From Unforeseen Problems Before a title policy is issued, the agency conducts a thorough title search in an attempt to uncover any potential issues with or threats to the title in question. However, items can be missed even in the most in-depth searches. Your title policy will protect your interests in the event that one of these unforeseen issues arises and threatens your right to the land. Financial Coverage If something should arise and threaten your right to the property, the accompanying challenges are often two-fold. First, without title insurance, you could lose