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Showing posts with the label Arrowhead Title Services

All About Our Services

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When purchasing real estate at the Lake of the Ozarks , it’s essential that you have a quality title agency backing your transaction. As the best title and escrow company at the Lake of the Ozarks , Arrowhead Title works diligently to provide you with the most dynamic solutions for every aspect of your transaction. Accurately and transparently analyzing records of the property to effectively minimize your risk. Read on to see how we can assist with your real estate needs at the Lake. Title Insurance When purchasing real estate, you are purchasing the title to the property – the right to occupy and use the land.  That title may be limited by rights and claims asserted by others, which may limit your use and enjoyment of the property and even bring financial loss.  Title insurance protects against these types of hazards.   Title Reports The title report may be issued for a property you are interested in but are not purchasing.   It does not provide any i...

An Event to be Celebrated: 31st Annual Kiwanis Christmas for Kids

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 Here at Arrowhead Title, your premier title company at the Lake of the Ozarks , we believe in the efforts to give back to help better our community and assisting those in need. For this reason, our owner Chris Cisar is an active member of the Kiwanis Club. This holiday season holds the 31st Annual Kiwanis Christmas for Kids Charity Event & Auction, an event that's goal is to provide underprivileged children at the Lake of the Ozarks with gifts, necessities, and support. In this week's blog, we thought it fitting to spotlight this amazing holiday event as well as the organization. Read on to learn more! About the Kiwanis Club Kiwanis is a global organization of volunteers dedicated to changing the world one child and one community at a time. The Kiwanis Club Ozark Coast was organized in April 1988 and serves the Osage Beach and Lake Ozark region. We are a 501(c)(3) not-for-profit charitable foundation. Our club members are service-minded men and women from all segments of ...

5 Common Reasons of Delayed Real Estate Closings

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Purchasing a home is an exciting time for all involved, however, there are some "pitfalls" that could postpone or even prevent your real estate transaction from closing. These potential pitfalls can be mitigated by using a reputable lender, real estate agent, and title company at the Lake of the Ozarks , to care for your transaction, start to finish. While even the best companies in these industries cannot combat all of the items that may arise, simply because they are out of their control. They will find these issues far before your closing and recommend guidance for your real estate closing at the Lake of the Ozarks . Continue reading our blog to find 5 common reasons your closing may be delayed. 1.    Discrepancies in Closing Statement A closing statement is a document that itemizes each fee or charge that is involved in the real estate transaction, for both the buyer and seller. The title company and lender work very closely with one another when preparing this document a...

How to Choose the Perfect Closing Date

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It's customary in many real estate transactions, to allow the buyer/seller to coordinate a closing date. Some might opt for the absolute fastest closing date possible, and while there's nothing particularly wrong with that, you may be losing out on potential savings and encounter issues due to a short timeline. However, when you work with the best title agency at the Lake of the Ozarks , we'll help guide you through the best possible closing date for your transaction. Arrowhead Title is your trusted source for title settlement and escrow services at the Lake of the Ozarks . Continue reading our blog to find out more about how to choose the right closing date and why it's important to your real estate transaction. Time Between Offer Date & Closing Date When buying a home, the amount of time between the date of your offer and the actual closing date is typically 4-6 weeks. And that's with everything going according to plan, should you factor into title issues, thi...

Lake of the Ozarks BikeFest 2020

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The Lake of the Ozarks proudly presents the ULTIMATE BikeFest experience, attracting motorcycle enthusiasts from all over the US. Do you enjoy a rockin' concert? How about great food & drink options? We thought so, and with over three-hundred biker-friendly bars, restaurants, hotels, and campgrounds look no further than the 14th annual BikeFest Lake of the Ozarks 2020! The lake area's winding roads offer motorists scenic rides through the rolling Ozark hills, offering breathtaking views. This is one ride you won't want to miss out on! While your down experiencing the thrill of the 14th annual BikeFest at Lake of the Ozarks be sure to sneak a peek at some of the tantalizing homes that scatter across the shoreline and hardwood forests. When you're ready to secure your new lake home let your area experts at Arrowhead Title, the best title company at the lake of the Ozarks , help make it happen. Passport Ride & Vendor Village The 2020 Lake of the Ozarks BikeFest pa...

The Basic Steps of Closing a Real Estate Transaction

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Whether it's your first or fifth time buying or selling a home, it's not a process that you go through on a daily basis. The real estate transaction can be a slippery slope to understand, especially since no two transactions are exactly alike. While there may be many differences in transactions, there typically is still a general process of basic steps to closing a real estate sale. In this week's blog, we at Arrowhead Title are sharing some of the basic steps of closing to give you an idea of what to expect. Starting the Process A sales contract is signed by the buyer and seller and delivered to the closing agent, usually with a deposit check. The escrow is accepted by the escrow agent, often by written notation on the contract. The escrow agent starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey (if necessary), homeowner/maintenance fees, inspections/reports, and hazard and other insurances, as...

Common Reasons Your Real Estate Closing May be Delayed

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When it comes to buying and selling real estate, closing a transaction isn't always cut and dry.  There typically tends to be at least a few small hiccups along the way.  As a buyer or seller, you may not see those hiccups because your lender, real estate agent, and title company at the Lake of the Ozarks are working on the back end to address the issues as quickly and painlessly as possible.  While these hiccups may not always be seen by you, they do happen.  Unfortunately, some problems that arise can cause delays in the closing process.  And while closing delays are not extremely common, they can still happen.   Whether you are in the process of buying or selling a home at the Lake of the Ozarks , or you are planning on buying or selling a home in the future, it is important that you understand that there CAN be delays in a real estate closing.  A common misconception that both buyers and sellers often have is that the closing date in a real e...

Your Escrow Account Questions Answered!

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Congratulations! After touring multiple houses, you and your family have finally found your perfect home. It has everything you've ever wanted and is in the perfect Lake of the Ozarks location.  You've submitted an offer, the sellers accepted it, and you have agreed upon everything that will be included in the sale of the home. That's all there is to it... Right? Not exactly.  Whether you are the buyer, seller, lender or borrower, you want the assurance that no funds or property will change hands until ALL of the conditions are met in the purchase agreement. This is exactly where your trusted title company at the Lake of the Ozarks really gets going! Arrowhead Title will work tirelessly to ensure that your closing process proceeds as smoothly and efficiently as possible.  In order to ensure that both parties are protected during a transaction, typically an escrow fund is agreed upon to be held as collateral. This not only offers a safety net for the seller as a sho...

What is a Title Contingency & How Does it Relate to the Home-Buying Process?

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Buying a home is a detailed process, one that includes many steps that must be taken by both the home buyer and by the seller of the home.  In this article, we will discuss the steps that your title company must take as well, and why you should rely on your title company when purchasing a home.  At Arrowhead Title, Inc. , your number one title company at the Lake of the Ozarks, we are here to help you fully understand the home buying process and the role your title company plays in the purchase of your new home. Buying a home is a huge investment, so it makes sense that there are many more rules regarding the purchase of a home than the purchase of other items.  When you put an offer on a house, you do so through a home purchase agreement wherein there are several things a seller must do or agree to do before you, as the buyer, are willing to purchase the home.  In addition, you as the buyer must make agreements with the seller before the home sale can be fi...

Why Would I Need a Title Search vs Owners and Encumbrance

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Purchasing your Lake of the Ozarks home can come with a few unexpected expenses.  When faced with the decisions of what title insurance to choose when buying your home, count on Arrowhead Title, Inc. , to help accurately answer the questions you may have.  O&E vs Title Search As a new home buyer, the question of whether to get a full title search or an owner and encumbrance (also known as a title report) may come up in your home search process.  It is important to first understand the difference between the two.  Owner & Encumbrance Owner and encumbrance reports are simplified non-insurance title reports designed for informational purposes only.  Also known as a property report, this report is a limited search of public records.  It does not provide any insurance. However, the title search does provide valuable information concerning the property such as the property’s most recent owner, taxes owed on the property, outstanding deed of ...