Arrowhead Title, Inc.

Buying a new home is one of the most exciting experiences in most homeowners’ lives, and the last thing you want to think about is cyber security.  But when you consider how much personal and financial information you share in the process of the transaction, and the amount of money being transferred, cyber security needs to be top of mind … especially when choosing a title company at the Lake of the Ozarks . For years, title companies have been responding to consumer demands for easier, faster, less cumbersome transactions.   With technology, we can communicate faster, have fewer human errors and move towards paperless closings including the use of E-closings and online notarization. But these conveniences come with certain risks due to the sensitive information that is shared digitally.   In fact, wire fraud and other email hacking schemes seem to be the biggest threats in real estate transactions today. Identity theft. How does home title fraud work?   One wa...

Title insurance offers homeowners many great benefits.  Because of this, it is quite possibly one of the most valuable purchases in homeownership you will ever make.   While they may not be tangible or as easily identifiable, the advantages of title insurance are substantial. Here is a quick look at 4 of the benefits, courteous of the team at  Arrowhead Title, Inc. 1. Preventative Assistance A title search is conducted before a title policy is ever issued.  The goal of this search is to uncover any problems before the sale of the home closes. If issues are revealed, the buyers and sellers will have an opportunity to resolve them before the closing date. Depending on the severity of the issues, the buyers may choose to walk away from the deal altogether. 2. Protection From Unforeseen Problems Before a title policy is issued, the agency conducts a thorough title search in an attempt to uncover any potential issues with or threats to the title in question....

If you're approaching the closing date for your new home, it's quite possible that you're feeling a bit squeezed by all of the costs you've been expected to cover so far - especially when you consider that you don't even own the house yet! Appraisals, inspections, earnest money... these things aren't cheap, and somehow you're expected to pay for all of them. As the closing date draws nearer, you're probably looking for opportunities to cut costs in any way you can. While we certainly empathize with your predicament, your friends at Arrowhead Title, Inc. are here to make sure you know that title insurance is not the cost to cut. Not Having Title Insurance Can Be Devastating When you sign on the dotted line and become the proud owner of your new home, you also become the (maybe not quite as proud) owner of any problems associated with the house. The seller is off the hook. What happens, then, if you find out afterwards that the seller was a mino...

Homes are often the largest purchases most people make in their lifetimes. People spend hundreds of thousands (if not millions) of dollars on their homes at the Lake of the Ozarks . With so much money at stake, it's easy to see why protecting your investment is so important. As your trusted title professionals at the Lake , Arrowhead Title, Inc. is here to help you learn how to do just that. The Title Search The first step is to choose a title company at the Lake of the Ozarks . When clients come to us to help them with their residential real estate transactions, we spend hours upon hours pouring through the public records to find all pertinent information relating to the property. This type of information includes (but is not limited to): Outstanding deeds of trust Liens against the property Owner history Tax information Restrictions on the use of the property The goal of the title search is to unearth all the information a prospective buyer needs to know abo...