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Title Insurance and Why It Is Important

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When thinking about insurance, some of the first types that may come to mind are car insurance, home insurance, life insurance, etc. There are a plethora of insurance types, but there is one that is frequently looked over, but it is so important to familiarize yourself with what it is and why it is important.  When it comes to insurance, making sure you have a team who is knowledgeable and ready to assist you in any means is so important, which is why we consider ourselves the premier title company   at the Lake of the  Ozarks. In addition to this, we are well-versed in title insurance, and are ready to assist you with all your needs and want to inform you on why title insurance is so important to a new property buyer.  What is Title Insurance? When purchasing real estate, you are purchasing the title to the property – the right to occupy and use the land.  That title may be limited by rights and claims asserted by others, which may limit your use and enjoyment of the property and even
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Real Estate and Cyber Security - 3 Things YOU Can Do to Stay Safe

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Arrowhead Title has been handling real estate closings at Lake of the Ozarks since 1984.  We have seen huge advances in technology in that time, which have in turn, created greater expectations from our clients. One example is the higher demand in today’s market for things like e-closings, online notarizations, and paperless closings. These virtual tools can make it so much easier and quicker to get everyone involved to the closing table. We appreciate the convenience this offers our clients, and they appreciate having a better closing experience. But while the real estate industry is embracing more technology, cybercriminals are ramping up their game as well. Because of the large amount of money involved in a real estate transaction, real estate closings are a popular target for cybercriminals. If you are interested in learning how to protect your identity and your money while closing on a house at Lake of the Ozarks , please continue reading this blog! Know Your Vulnerabilities Cri
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Location: VLG OF 4 SSNS, MO 65049, USA
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Knowing the Difference Between a Title Search, Title Report, and Title Commitment

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 A title search, a title report, and a title commitment are all pieces of the puzzle that are required to complete your real estate closing at Lake of the Ozarks . They are each different, but they work together and play an important role in your real estate transaction. Arrowhead Title has been handling real estate closings for clients at the Lake of the Ozarks since 1984. Over the years we recognize that not everyone understands the difference between these three things and why they are all necessary. If you are involved in a real estate transaction, you may wonder as well. As a title agency at Lake of the Ozarks that believes in clear communication and keeping our clients informed, we wanted to write this blog to explain what each one is, how they work together, and why they are an important part of your real estate purchase. To learn more about title searches, title reports, and title commitments, just keep reading this blog. Title Search A title search is a deep dive researching
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Location: VLG OF 4 SSNS, MO 65049, USA
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What Will You Be Signing On Closing Day? Arrowhead Explains.

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When buying a house at Lake of the Ozarks , your closing day is one that you look forward to with anticipation. For you, it is a day that your dream of owning a home at Lake of the Ozarks finally comes true. For your title company, it is the day when all of the hard work and research comes together perfectly. When you come to the closing table there will be a number of documents for you to sign. Arrowhead Title believes very much and clear communication and making sure our clients know what is happening every step of the way. So in today’s blog, we will explain the documents you will be signing at your real estate closing at Lake of the Ozarks . For a better understanding of what your closing day will entail, keep reading this blog. Loan Application Your loan application is the document you filled out to apply for your mortgage. You will want to check over the application to make sure that the numbers are as agreed upon and expected. Don’t worry, your lender will be working with our a
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Location: VLG OF 4 SSNS, MO 65049, USA
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Myths About Title Insurance - Knowing the Truth

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For those who are not in the real estate industry, real estate closings aren’t something you do very often. As a result, many people are not familiar with exactly what title insurance is, how it works, and why they need it. They just know it’s a necessary step in order to close on their new house. But there are very important reasons why title insurance is required. In this week's blog, we wanted to talk about three common myths regarding title insurance and share the truth with you so you can make an informed decision. At our title agency at Lake Ozark , we believe in clear communication and educating our clients. We know it is not worth taking any chances when it comes to your real estate closing. So, if you would like to learn the truth regarding some common misconceptions surrounding title insurance, just keep reading. Myth #1 - If my title search comes back clean, I really don’t need title insurance. Our title agents at Lake of the Ozarks are extremely skilled in conducting t
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Location: VLG OF 4 SSNS, MO 65049, USA
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Real Estate Closing Dates - Delays and What Causes Them

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There are a lot of moving parts that must come together to complete a real estate transaction. Some can be quite complex and if everything doesn’t fall together as it should, your real estate closing date can be delayed. After you have a signed contract, you will have an appraisal done, you will have an inspection done, there will be a title search, and you will get a mortgage commitment from your bank. If those don’t come through as expected, delays may result. If the seller has contingencies, that can affect your closing date as well. When you hire an experienced title company at Lake of the Ozarks , they should be in touch with you throughout the entire process and let you know if anything occurs that could affect your closing date.  Repairs and Contingencies It is possible that during the inspection, things will be found in the house that may need to be repaired before closing. If it is not feasible to get those repairs completed before the closing date, then the date will be pushe
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Just Closed on Your New Home? Here’s What to do After Closing!

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Whether you are moving to the Lake of the Ozarks from someplace else, or have lived here all your life, closing on a new house at Lake the Ozarks is the beginning of a new adventure. There are so many things that make the quality of life here exceptional. As a title company in Lake Ozark , we know you will be excited to move into your new home and start making it your own. As you get settled in, there are a few things that are easy to overlook, but quite important for you to do. At Arrowhead Title we care about your safety, and we want your experience in your new home to be wonderful. So, if you would like to hear a few simple things that are important to do after your real estate closing at Lake of the Ozarks , we have them right here for you in this blog. Smoke and Carbon Monoxide Detectors Carbon monoxide poisoning accidents and house fires occur more in the fall and winter when people are using their furnaces. Smoke and carbon monoxide detectors save lives, there is no doubt, an
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Location: VLG OF 4 SSNS, MO 65049, USA
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