Arrowhead Title, Inc.

Your home is an  hugely  important part of your life. Not only is it a safe place to live and raise a family, it's a major financial asset. With so much invested in your home, it seems only right that you should protect it in every way you can.  Title insurance  is a great way to protect your home from unforeseen hazards that can threaten your ownership of the property. Title insurance cannot protect your equity and your home from matters that do not appear in the public records, but an owner's  title insurance policy at the Lake of the Ozarks  CAN protect you from a vast array of potential hazards. 50 Things Your Title Policy Can Protect You From Documents executed under false, revoked, or expired powers of attorney. Conveyances by an heir, devisee, or survivor of a joint estate who attempts to attain title by ill-gotten means. False impersonation of a true land owner. Deeds which appear absolute, but which are held to be equitable...

Purchasing real estate is always a major undertaking, but it can be especially daunting if it's your first time. Mountains of paperwork and countless steps lie between you and those coveted keys, and navigating the process can be intimidating. When buying your first house at the Lake of the Ozarks , guidance from an experienced real estate agent and reliable title company will likely be invaluable. This week, our Lake of the Ozarks title company is here to help by making you aware of some common mistakes first-time buyers make and how you can avoid them. Mistake #1: Only Visiting The Property Once When you settle on the home you think you want to buy, most experts recommend that you walk through the property several times. The first time you see it, you'll likely be too caught up in the excitement of it all (or too tired from the seven other houses you visited that day) to pay close attention to the little details. Subsequent visits will give you time to examine the detai...

Selecting a title company to facilitate your closing is an important part of buying a house at the Lake of the Ozarks . Your title company will fill an important role in the transaction process, so it's crucial that you find a reliable, accurate company you can trust. Most homebuyers have heard this advice several times. They know that selecting a good title company is important, but many homebuyers know very little about what a title company truly is or what we actually do. This week, Arrowhead Title, Inc. is here to help explain the important role we fill as a title company at the Lake of the Ozarks . Ensuring Validity Of The Title When you come to us to facilitate a closing, our first step is to confirm the validity of the title in question. We will conduct a thorough title search to confirm that the sellers do, in fact, currently have legal rights to the property. We will also look for things that may limit the new owners' right to or enjoyment of the property, su...

Title insurance is arguably on of the most poorly understood forms of insurance. Many homebuyers hear about it as they prepare to purchase their homes, but they don't understand its true purpose - they simply accept it as a normal part of the closing costs. Nevertheless, securing title insurance at the Lake of the Ozarks is a critical part of the home buying process. Today, Arrowhead Title, Inc. is here to help by answering some of these common questions about title insurance. What Is Title Insurance? Title insurance, as its name suggest, insures the title to a property. It is homeowners' first line of defense against hazards that may threaten their right to their property, such as unknown heirs, unauthorized signatures, mistakes in public records, invalid power of attorney, etc. Essentially, title insurance protects your (and your heirs') right to use and occupy the land. How Much Does Title Insurance Cost? Actual costs vary from state to state and closing to...

Title insurance at the Lake of the Ozarks has some very distinct differences from other types of insurance. Whereas other types of insurance protects against future events (such as hailstorms, floods, or fires), title insurance protects policy holders from loss against hazards and defects already in existence  but currently unknown (such as undisclosed heirs or invalid powers of attorney). Other types of insurance also require monthly premiums for the duration of the policy, whereas title insurance only requires a one-time, upfront premium. Title Search & Examination Is The First Step Insuring a home's title begins with a search of the public land records affecting the property. Your Lake of the Ozarks title professional will examine all pertinent documents to determine whether or not the property is insurable. Examples of these types of documents include: Outstanding Mortgages & Judgments Pending Legal Actions Deeds & Wills Notary Acknowledgments Utili...

Your home is an  hugely important part of your life. Not only is it a safe place to live and raise a family, it's a major financial asset. With so much invested in your home, it seems only right that you should protect it in every way you can. Title insurance is a great way to protect your home from unforeseen hazards that can threaten your ownership of the property. Title insurance cannot protect your equity and your home from matters that do not appear in the public records, but an owner's title insurance policy at the Lake of the Ozarks CAN protect you from a vast array of potential hazards. 50 Things Your Title Policy Can Protect You From Documents executed under false, revoked, or expired powers of attorney. Conveyances by an heir, devisee, or survivor of a joint estate who attempts to attain title by ill-gotten means. False impersonation of a true land owner. Deeds which appear absolute, but which are held to be equitable mortgages. Undisclosed heir...