Arrowhead Title, Inc.

As a buyer, it will typically be up to you to select the title company you wish to handle your real estate transaction. Considering their close involvement in the process, it is important that you select a title company you know you can trust. Our   Lake of the Ozarks title company   is here to help you gather the information you need to make an informed decision. Your title company will be intimately involved with your transaction process. The title company is responsible for: Holding your earnest money check in escrow Conducting a title search to make sure your title is free and clear prior to transfer Preparing the title and deed Issuing a title policy to protect your right to use and occupy your land Facilitating the final transaction to ensure that all debts are paid and that the remaining funds are distributed to the appropriate parties As you interview potential title companies, asking these questions can help you judge their experience and capability. ...

Whether you are the buyer, seller, lender or borrower, you want the assurance that no funds or property will change hands until ALL of the conditions are met in the purchase agreement. In order to ensure that both parties are protected during a transaction, typically an escrow fund is agreed upon to be held as collateral. This not only offers a safety net for the seller as a show of good faith from the buyer, but it also protects the buyer's interest in the purchase of the property as well. Now, we understand that not everyone understands the need for escrow services. So, this week, we'll be giving an in depth look at what escrow is and why it's an important part of the home buying process. What is Escrow? An escrow is a financial arrangement where a third party holds and regulates payment of the funds required for two parties involved in a given transaction. It helps make transactions more secure by keeping the payment in a secure escrow account which is only release...

Whether it is realized or not, many homeowners put money into an escrow account each month. A portion of your monthly mortgage payment is broken out into this separate account. The money in the escrow account goes to pay bills like insurance and property tax, this way you do not have to save separately for these expenses that go hand-in-hand with homeownership. Arrowhead Title, Inc. has provided a list of frequently asked questions about escrow accounts. 1. Q: Why am I required to have an escrow account? A: An escrow account is usually required if the down payment on your home was less than 20%. Property taxes and insurance premiums are a few of the large expenses this account helps pay. You make one combined mortgage and escrow payment each month and your mortgage company will then deposit a portion into your escrow account. When your property tax and insurance bills are due, they are paid on your behalf. 2. Q: What is an escrow analysis? A: As required by law, once a year,...

Buying a home at the Lake of the Ozarks is a huge and exciting adventure! And with all of the excitement of finally closing on the sale and actually having the keys in hand, it may be easy to forget some important things to consider now that the home is actually yours. So, this week, we're sharing with you 5 things every homeowner should do once you've closed on your home: 1. Put Your Loan & Closing Documents in a Safe Place At closing you'll be given a lot of important documents that prove your legal ownership of the property you've purchased, as well as home warranty and title insurance documents. You'll also likely have mortgage paperwork as well. All of these documents should be kept in a safe place where they won't get damaged or lost, and can easily be located if needed. Whether you choose a safe deposit box or a fireproof safe, these documents are proof of the biggest purchase you will ever make. It's also a great idea to have copies made ...

Congratulations! After touring multiple houses, you and your family have finally found your perfect home. It has everything you've ever wanted - all the way down to the detailed backsplash behind the kitchen sink and the heater in the master bathroom. You've submitted an offer, the sellers accepted it, and you have agreed upon everything that will be included in the sale of the home. That's all there is to it... Right? Well, yes and no. That's all you, the buyer, need to do, but this is exactly where your trusted title company at the Lake of the Ozarks really gets going! Arrowhead Title will work tirelessly to ensure that your closing process proceeds as smoothly and efficiently as possible. Here's a sneak peek at the behind-the-scenes work Arrowhead Title will do for you. Residential Closing Services Residential closing at the Lake of the Ozarks is a complicated, multi-faceted process. Successful closings require a great deal of cooperation and coordi...

Welcome! This is the first official blog post for Arrowhead Title, Inc - the best title company at the Lake of the Ozarks . We decided to make blogging the next step in our journey to continuously make ourselves more accessible to our clients, and we'd like to officially invite you to come along for the ride!  Get Insider Info! Join us as we explore the ins and outs of the title industry, the real estate industry, and great events taking place at the beautiful Lake of the Ozarks we are lucky enough to call home. Our readers will be the first to know about important information regarding title insurance, escrow procedures, exciting new updates in the Lake area, and much more. Get To Know Us! All of us at Arrowhead Title are dedicated to serving our clients with the utmost respect, integrity, and accuracy. "Where Accuracy Matters!" is more than our tagline; it's our motto. We take great care to ensure our title services are done thoroughly and correctly ...