Arrowhead Title, Inc.

Everything regarding a real estate transaction comes together in one place at the closing table.  Your title company is who coordinates and oversees that coming together and makes sure every i has been dotted and every t has been crossed.  They also make sure everyone is paid and all documents are properly recorded.  That is why choosing a title company at Lake of the Ozarks is an especially important part of the home buying process. Title Search and Title Report. The whole process starts when a buyer and seller have a signed contract brought to the title company.   Right away, the title company will start issuing orders for obtaining specific information regarding taxes, loans, surveys, HOA fees, inspections, etc. and will order a title search. A title search is conducted to discover any issues that could affect the buyers right to ownership.   This is when legal ownership is verified and any debts against the property are examined. The documents that ar...

People sometimes wonder if they need a home inspection or an appraisal when buying a home because they think they are pretty much the same thing.  However, there are some important differences. An appraisal is about determining the value of your home .  It is something your lender wants so they know the property is worth what they are loaning you for it. An inspection is about determining the condition of the home and any existing or potential problems it may have.  So, while the appraisal is more for the bank’s purpose, an inspection is to educate the buyer about the condition of the home he/she is purchasing. Real estate appraisers abide by state established standards and licensing practices and have the background of experience to determine an accurate value of your home.  Several factors are considered in an appraisal.  The location of the home and the quality of schools, medical facilities, and other community features will affect appraisal value. The size...

When purchasing real estate at the Lake of the Ozarks , it’s essential that you have a quality title agency backing your transaction. As the best title and escrow company at the Lake of the Ozarks , Arrowhead Title works diligently to provide you with the most dynamic solutions for every aspect of your transaction. Accurately and transparently analyzing records of the property to effectively minimize your risk. Read on to see how we can assist with your real estate needs at the Lake. Title Insurance When purchasing real estate, you are purchasing the title to the property – the right to occupy and use the land.  That title may be limited by rights and claims asserted by others, which may limit your use and enjoyment of the property and even bring financial loss.  Title insurance protects against these types of hazards.   Title Reports The title report may be issued for a property you are interested in but are not purchasing.   It does not provide any i...

There are several interested parties involved when it comes to purchasing a home: a realtor, a lender, third-party vendors such as an appraiser/inspector, contractor,etc., and naturally, your title company. When choosing a title company at the Lake of the Ozarks , choose a local expert that knows the industry as well as the area. Your title company will play an essential role in your financing and closing process, so having someone you can trust wholeheartedly is imperative to your peace of mind and your investment. At Arrowhead Title, we are committed to providing top-notch accuracy and title services at the Lake of the Ozarks . So, when you're looking for a trusted local to handle your real estate transaction, rest assured that we have your back every step of the way. Analyze Title History One of the first and most important items a title company facilities during closing is the title research. This crucial step is essential for determining the history of the property, such as: ...

Whether it's your first or fifth time buying or selling a home, it's not a process that you go through on a daily basis. The real estate transaction can be a slippery slope to understand, especially since no two transactions are exactly alike. While there may be many differences in transactions, there typically is still a general process of basic steps to closing a real estate sale. In this week's blog, we at Arrowhead Title are sharing some of the basic steps of closing to give you an idea of what to expect. Starting the Process A sales contract is signed by the buyer and seller and delivered to the closing agent, usually with a deposit check. The escrow is accepted by the escrow agent, often by written notation on the contract. The escrow agent starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey (if necessary), homeowner/maintenance fees, inspections/reports, and hazard and other insurances, as...

When it comes to buying and selling real estate, closing a transaction isn't always cut and dry. There typically tends to be at least a few small hiccups along the way. As a buyer or seller, you may not see those hiccups because your lender, real estate agent, and title company at the Lake of the Ozarks are working on the back end to address the issues as quickly and painlessly as possible. But they do happen. Unfortunately, some problems that arise can cause delays in the closing process. Here are 5 reasons your real estate closing may be delayed. 1. Unrealistic Contract Dates One of the most common reasons why a real estate closing is delayed is because of unrealistic contract dates that were agreed upon in the purchase offer. If there isn't any issues with financing, inspections, contingencies being handled or any other number of variables, it may be easy for all parties to meet the set deadlines. However, when it comes to real estate transactions, it's hardly ev...

Congratulations! After touring multiple houses, you and your family have finally found your perfect home. It has everything you've ever wanted - all the way down to the detailed back-splash behind the kitchen sink and the heater in the master bathroom. You've submitted an offer, the sellers accepted it, and you have agreed upon everything that will be included in the sale of the home. That's all there is to it... Right? Well, yes and no. That's all you, the buyer, need to do, but this is exactly where your trusted  title company at the Lake of the Ozarks  really gets going! Arrowhead Title will work tirelessly to ensure that your closing process proceeds as smoothly and efficiently as possible. Here's a sneak peek at the behind-the-scenes work Arrowhead Title will do for you. Residential Closing Services Residential closing at the Lake of the Ozarks  is a complicated, multi-faceted process. Successful closings require a great deal of cooperation and coordi...