Showing posts from May, 2015

Meet The Arrowhead Title Management Team!

At Arrowhead Title, you're treated like more than a client - you're treated like a friend. Our Lake of the Ozarks title insurance company is comprised of a closely knit team that truly cares about each of our clients. We are dedicated to doing everything in their power to see that each of our clients reach successful, hassle-free closings. We are fortunate to have a team of courteous and highly skilled team members, but our staff would not be where they are today without the help and guidance from our phenomenal management team. Today, we invite you to get to know the management team at Arrowhead Title, Inc. a little bit better! Chris Cisar ~ Owner Chris Cisar ~ Owner With the company since 1988, Chris lives and breathes Arrowhead Title. She holds a B.A. from the University of Notre Dame, where she graduated in 1980. Well versed in all aspects of escrow services and title insurance at the Lake of the Ozarks , Chris has attended and taught seminars for Missouri

13 Memorial Day Trivia Facts

H A P P Y M E M O R I A L D A Y ! Can you believe Memorial Day Weekend is already here? The team at Arrowhead Title, Inc. would like to be the first to wish you and your family a very happy holiday weekend. In preparation for the upcoming festivities, we thought we'd put together a few fun facts about Memorial Day. Enjoy! 1. Memorial Day was officially observed on May 30th every year until 1971, when it was switched to the last Monday in May. The switch ensured that Memorial Day would fall on a three-day weekend every year. 2.  It is believed that May 30th was the day originally chosen to celebrate Memorial Day because it was believed that flowers would be in bloom all across the country on that day. 3. Memorial Day was originally known as Decoration Day. 4. Memorial Day is charged with being the most dangerous holiday, due to the high number of car accidents that occur on Memorial Weekend every year. 5. Decoration Day was first observed on May 30th, 1868.  6. M

18 Reasons To Get Title Insurance

If we've said it once, we'll say it a thousand times - your home is probably the biggest investment you will ever make in your lifetime. Our homes serve as a place to live, but they are also major financial assets that are often worth hundreds of thousands of dollars. The team at Arrowhead Title, Inc. is here to remind you to protect your biggest asset with these reasons to get title insurance at the Lake of the Ozarks . 18 Reasons To Get Title Insurance Your property may have unknown liens still placed against it. The previous owner may not have had the right to sell the property. An unknown heir may appear and stake a claim on the property. A deed or a mortgage somewhere in the chain of title could be a forgery. City councils or local governments may claim the right to use part of the property to make a roadway. A deed or mortgage somewhere in the chain of title may have been signed by someone who was mentally unstable, under the age of 18, or otherwise unable t

What Is "Escrow" And How Does It Work?

If you've ever taken steps towards buying a house at the Lake of the Ozarks , you've undoubtedly heard the term "escrow" tossed around a few times. You're probably aware that escrow is an essential part of the home buying process and subsequent homeownership, but do you know what it really means? The team at Arrowhead Title, Inc. is here to help you make sense of this sometimes confusing subject. What Is "Escrow"? At its most basic definition, escrow is an account of funds that is being held by an independent third party. Once applicable instructions and conditions have been fulfilled, the third party then transfers the funds in the account to the designated recipient.  According to this definition, escrow accounts could be used in any number of situations. In the world of real estate and title insurance, however, escrow deals predominantly with earnest money, closing costs, taxes, and insurance. How Does Escrow Work? Escrow is an integr

What Is Earnest Money?

Buying a home can seem like a complicated and overwhelming process for anyone who is in the market for the first time. There are so many particulars that need attention. The team at Arrowhead Title, Inc . is here to make the process a little easier by filling you in on one piece of the real estate puzzle: earnest money. What Is Earnest Money? Simply put, earnest money is money you provide when you submit your offer to the seller - a deposit that shows the seller you are serious (or "earnest") about buying the home. Without this deposit, the seller may not trust you to follow through with the purchase and may not accept your offer. How Much Earnest Money Do I Need? There is no magic number for the amount of earnest money you should provide, but typically the amount ranges from 1-3% of the total sale price of the home. The amount of earnest money you put down should strike a delicate balance. If you put down too much, it may create complications with your mortgage