Arrowhead Title, Inc.

As a title company at the Lake of the Ozarks  since 1984, we have always known what a special place the Lake of the Ozarks is.  We have helped countless people realize their dream of owning a lake home by helping them through the entire process of closing on a house at the Lake of the Ozarks .  We know exactly why people are so excited to be making the move here.  Read on to hear a few of the top reasons. Nature The Lake of the Ozarks area is known nationwide for its natural beauty.   It was voted #1 Recreational Lake in America and second most beautiful place in the country for fall foliage. From the rivers and bluffs to the springs and caves, and everything in between the Ozark mountains are truly a sight to see.   You can enjoy the natural beauty by hiking on one of the many state park trails, cruising by car or motorcycle, relaxing on the lake, floating down a river, or exploring a public cave. If you are a nature lover, the Lake of the Ozarks has s...

Buying a home is one of the largest investments that most people ever take on. It's an exciting time that requires a lot of planning, documentation, and research before the closing date. Once you've closed on your new home, it is officially yours! ... Or is it? If there was an issue filing the title during the closing process, then it could be possible that the property's title doesn't actually belong to you. That is where the best title company at the Lake of the Ozarks comes in - Arrowhead Title ! Purchasing title insurance may have helped prevent this issue from ever happening in the first place. Keep reading to learn how! The Title Search One of the first things we do to determine whether a title is clear or not is to complete a title search. A title search can verify whether or not the seller is the true owner of the property. It will also reveal if the title is clouded, has mortgage claims, title claims, liens, judgments, or anything else outstanding on...

Are you ready for a great summer at the Lake of the Ozarks? So are we! Even though the first official day of summer is June 20th. But as our team at Arrowhead Title can tell you... Here at the Lake, the unofficial start to summer is Memorial Weekend. As the best title agency at the Lake of the Ozarks , we have a lot of experience in the community so we can bring you the best info about what's going on at the Lake this weekend. Get ready for a great summer with some of the fun activities below, and don't forget to observe Memorial Day on Monday. Live Music at the Lake Get the summer party started with great live music from several different venues around the Lake, including H. Toad's Entertainment Complex, Captain Ron's, Dog Days, and Jolly Rogers! From 80's Metal to Soulful Pop, there is something for everyone! Check out the dates and times below... H. Toad's – Live Music by Dr. Zhivegas WHEN: May 22 - 24, 2020 @ 9 p.m. - Midnight. WHERE: Horny Toad...

Are you a first time home buyer at the Lake of the Ozarks ? The process is exciting and well worth the effort when you can finally relax in your very own home - and paint the walls! But it can also be intimidating if you haven't been through it before. As experts in the title industry, we have several tips on what you need to know before  buying a home at the Lake of the Ozarks . If we can answer ANY questions about purchasing a home at the Lake of the Ozarks, please give us a call. 😊 Evaluate Your Finances  Explore your finance options first if possible.  Buying a home is a huge investment; we all know this. But what you might not realize is how much you will want to have prepared upfront. A standard down payment is typically 20% of the purchase price. That means if you're buying a home for $180,000, then your down payment will probably be $36,000.  There are certain kinds of home loans that will allow you to put down a smaller amount - in so...

Your family's traditions are likely to stir up some of your most favorite childhood memories. Traditions are an integral part of a family's culture. As adults with children of your own, it's time for you to continue the legacy by starting traditions in your own family.  With Halloween being this week,  Arrowhead Title  has put together a list of some fun Halloween traditions that you can start with your family! Visit A Pumpkin Patch Pumpkin patches are great fun for families. Young children love running through the pumpkins in search of the perfect one to take home, and parents love to take pictures of their little ones against the scenic fall backdrop. Pumpkin patches often also offer several other fall attractions, such as hay rides and autumn-related arts and crafts. Watch Scary Movies Even if you aren't a big fan of scary movies in general, you can always make an exception on Halloween! Choose a few family-friendly scary movies and snuggle up on the c...

Arrowhead Title, Inc.  is proud to be a trusted  title agency at the Lake of the Ozarks . We have been serving the Lake Area since 1984, and in that time we have helped hundreds of customers and developed many fantastic customer relationships. This week, we want to share with you some of the things we believe make us unique in the  title industry at the Lake of the Ozarks . Absolute Accuracy When it comes to real estate and title matters, accuracy is absolutely essential. Even one small oversight or error could cost a homeowner hundreds (or possibly thousands) of dollars. In order to protect our clients' current and future interests, our title experts conduct every transaction with the utmost precision and accuracy. Community Involvement The Lake Area is famous for being a major tourist destination. Underneath a surface of thousands of tourists and second homeowners, however, there lies a close-knit community of individuals who make the Lake their home year-round....

When unexpected issues arise that may threaten your right to use and occupy your home, title insurance is your first (and sometimes) only line of defense. As the owner of your own home, you're counting on your right to use your land as you wish. If something threatens that, it can cost you a great deal of time, energy, and money. Fortunately, Arrowhead Title, Inc. is here to provide you with title insurance at the Lake of the Ozarks to protect all of your real estate investments. The list of potential hazards that may threaten your right to the title of your property are practically limitless. Here is a general overview of twelve things that title insurance can help protect you from. Titles are often dependent upon several different documents. If there is an error in any the way of these documents were written or recorded, your right to the title may be threatened. The deed, mortgage, or sale may have been authorized by an individual who was not mentally competent. One o...

When considering real estate options, there are several tax benefits that you may be eligible to take advantage of, including a 1031 exchange . Through a 1031 exchange, real estate owners can defer capital gain taxes when they sell a business or investment property and use the proceeds of the sale to purchase another property ‘similar’ to the first. Business owners and taxpayers who want to accomplish a wide range of business and/or investment objectives can reap many benefits by taking advantage of a 1031 exchange, take a look. Preservation of Equity  A properly structured 1031 exchange provides taxpayers the opportunity to defer 100% of both federal and/or state capital gain taxes, as well as depreciation recapture taxes. This essentially equals an interest-free, no-term loan on taxes due until the property is ultimately sold for cash. Leverage  Many taxpayers exchange from a property where they have a high-equity position or one that is “free and clear” into a...

When  closing on a real estate transaction , there are a lot of steps that must be taken and processes that must be completed to ensure a smooth and timely closing. Often times, transactions go so smoothly, in fact, that the buyers and sellers think it's too easy and may wonder if there's more that should be taking place or that they should be doing. What they don't see is all the work that gets put into the transaction on the back end of the deal by a  Lake of the Ozarks escrow agent . So here are the basic steps of closing on a real estate transaction behind the scenes. Starting the Process A sales contract is signed by the buyer and seller and delivered to the closing agent, usually with a deposit check. The escrow is accepted by the escrow agent, often by written notation on the contract. The escrow agent starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey, homeowner/maintenance fees, inspecti...

During the home buying process, buyers typically have to go through the  steps of getting a title insurance policy , whether it's the Owner's policy and the Loan policy, or just the Loan policy itself. One of those steps is to request for a title commitment to be completed and to review that report once the title insurance company sends it to you. But what exactly is a title commitment and what does it entail? This week, we'll go over in detail what it is and what information it provides to home buyers and the title company. What is a Title Commitment? A title commitment is basically the title company’s promise to issue a title insurance policy for the property after closing. The title commitment contains the same terms, conditions, and exclusions that will be in the actual insurance policy. Almost every purchase and sale agreement contains language requiring the seller to provide the buyer with title insurance. At  Arrowhead Title , we issue the title policy using ...

The title industry is vast and complex, with a unique vocabulary all its own. Last week,  Arrowhead Title, Inc.  took it upon ourselves to help you decipher some of our industry's terms so that you can feel more confident as you navigate your real estate transactions. This week, we're continuing the conversation with some additional terms you are likely to encounter while selling or  buying property at the Lake of the Ozarks .  Common Title Terms - Explained Quiet Title A quiet title suit is a legal process designed to cancel and/or "quiet" unenforceable claims that have created a  cloud on a title . Restrictive Covenant / Restriction A restrictive covenant is a limitation of the use of a specific piece of property. It may be imposed by deeds or other documents that appear within the chain of title. Settlement Also referred to as "closing" or "close of escrow," a settlement is the time during which the sale of a piece of real property is...