Arrowhead Title, Inc.

Yes, it is true, more houses sell in the spring and summer.  But fall and winter can still be great times to sell your house at Lake of the Ozarks .  At Arrowhead Title , we help people with real estate closings year-round and we see some of the things people do to showcase their homes and make them look appealing during the off-season.  If you are preparing to sell your home right now and would like to know how to make it appeal to buyers more during this time of the year, keep reading this blog! 1) Curb Appeal It may be a little more challenging to create the curb appeal this time of the year, but there are some simple things you can focus on that will help. Stay on top of the leaf blowing.  They may be falling daily when you are showing your house, so make a habit of clearing them regularly.  Consider having a winter planter box to add some interest.  If it is snowy when you show your house, clearing the sidewalks and plowing the driveway is essentia...

Everything regarding a real estate transaction comes together in one place at the closing table.  Your title company is who coordinates and oversees that coming together and makes sure every i has been dotted and every t has been crossed.  They also make sure everyone is paid and all documents are properly recorded.  That is why choosing a title company at Lake of the Ozarks is an especially important part of the home buying process. Title Search and Title Report. The whole process starts when a buyer and seller have a signed contract brought to the title company.   Right away, the title company will start issuing orders for obtaining specific information regarding taxes, loans, surveys, HOA fees, inspections, etc. and will order a title search. A title search is conducted to discover any issues that could affect the buyers right to ownership.   This is when legal ownership is verified and any debts against the property are examined. The documents that ar...

Closing day is an exciting time for all involved, the buyer, seller, and agents are all ecstatic about the day all the hard work comes to fruition! All that's standing in the way of you and your new dream home is a small rainforest worth of paperwork to sign. As the best title company at the Lake of the Ozarks , Arrowhead Title understands that these documents aren't common knowledge, and the legal terminology can be quite daunting to those unfamiliar. That's why we're here to shed a little light on some of the documents you can expect to see at your Lake of the Ozarks real estate closing . The Loan Application This document will look familiar, as it is an exact copy of the loan application that you completed during your application for a mortgage loan. It's wise to double-check all line-items listed and ensure that the bottom dollar matches what was agreed upon. This also allows your mortgage lender a review of the application to ensure that nothing has changed th...

Purchasing a home is an exciting time for all involved, however, there are some "pitfalls" that could postpone or even prevent your real estate transaction from closing. These potential pitfalls can be mitigated by using a reputable lender, real estate agent, and title company at the Lake of the Ozarks , to care for your transaction, start to finish. While even the best companies in these industries cannot combat all of the items that may arise, simply because they are out of their control. They will find these issues far before your closing and recommend guidance for your real estate closing at the Lake of the Ozarks . Continue reading our blog to find 5 common reasons your closing may be delayed. 1.    Discrepancies in Closing Statement A closing statement is a document that itemizes each fee or charge that is involved in the real estate transaction, for both the buyer and seller. The title company and lender work very closely with one another when preparing this document a...

To you, buying a house at the Lake of the Ozarks means choosing a new home to call your own - a new place to raise a family. To a title agency at the Lake of the Ozarks , buying a house means transferring a land title from the current owner to a new one. This is a complicated process, but a broad overview can be summed up in a few basic steps. Your friends at Arrowhead Title, Inc. are here to help you understand the process! Step 1: Earnest Money When the buyers submit an offer on the house, they include a check for something called "earnest money." This money is essentially a deposit that shows the buyer is serious about the purchase. The title company puts this money into an escrow account to hold until closing, at which point the funds will be applied to the purchase of the home. Step 2: Tax Check Before a title can be transferred to new owners, all outstanding taxes must be paid. The title company will contact various assessors and collectors to find out if the...