Arrowhead Title, Inc.

We have talked in great detail about the many different types of hazard title insurance can protect against, but some of these concepts can be hard to integrate. You've heard that title insurance protects against unknown heirs and unauthorized signatures, for example, but do you know what that really means? This week, your trusted title company at the Lake of the Ozarks is here to help you understand how title insurance can protect you with these simple, concrete examples. Scenario #1: Purchasing A Home In An Invalid Sale A title search and title insurance can protect you from buying a home that the seller is not authorized to sell. Perhaps the supposed "sellers" aren't actually owners of the property, but renters who are looking for a way to (illegally) make some money. Or perhaps the seller purchased the home fifteen years ago with his spouse. Though they may have been divorced and out of contact for several years, if his ex-wife's name is on the deed...

Title insurance is possibly one of the least-understood forms of insurance, but that does not mean it is any less important. There are several factors that set title insurance apart from other forms of insurance, which is perhaps why title insurance is so poorly understood overall. This week, your trusted title company at the Lake of the Ozarks is here to identify some of the things that set title insurance apart and how these factors can benefit you. Title Insurance Protects Against Future Hazards How does your car, home, or health insurance work? These types of insurance offer financial compensation after an accident has occurred , such as a car wreck or a flooded basement. Title insurance, on the other hand, protects you by preventing accidents from occurring in the first place . The title search that is conducted before a title insurance policy is issued works to uncover potential hazards before they have a chance to become problematic. Our focus on risk elimination gi...

Performing a title search and securing title insurance are crucial components of buying a house at the Lake of the Ozarks . Buying a home is a big undertaking (not to mention the largest investment you will probably ever make), so it's important to make sure your efforts are protected. Title insurance can help you do just that. Why Do You Need A Title Search? Before you close on your new home, we will conduct a title search to uncover any outstanding liens or other complications that may pose challenges down the road. Examples of these types of complications may include: Errors in public records Unknown or undisclosed liens against the property Forged documents or signatures Unknown easements These things (and others) can threaten your ownership or enjoyment of your land, so it's important to uncover any issues before you close. This way, you will be able to resolve them before your new home becomes legally yours - and if they are unable to be resolved, you ...

The Lake of the Ozarks is an amazing place to live all year long. The countless family-friendly activities ensure that there is always something to do or see. This week, Arrowhead Title, Inc. is proud to support one of these great annual events: Lake of the Ozarks Eagle Days! Photo Credit: FunLake.com Lake of the Ozarks Eagle Days - Event Info Back for their 16th year, Eagle Days 2016 will be held Saturday, January 9th and Sunday, January 10th . Events on Saturday will run from 9:00 AM to 5:30 PM, and events on Sunday will run from 10:00 AM to 4:30 PM.  For up to date information on this great event, like Eagle Days on Facebook . Free Family Fun At The Lake! Photo Credit: FunLake.com Eagle Days is one of the most popular winter events at the Lake. Live eagles, turkeys, owls, and hawks will make appearances, promising an event that is both fun and educational. Children and adults alike will get to learn about these majestic birds and their natural instincts in...

How old are most first-time home buyers? Do more single individuals or married couples purchase homes? How much does the average homebuyer earn on an annual basis? This week, the team at Arrowhead Title, Inc. is here to share with you some of the home buyers statistics from 2015. How do you stack up against the other buyers? Information from the  National Association of REALTORS® 2015 Profile Of Buyers and Sellers . Characteristics of Home Buyers The average home buyer is 44 years old and has a median household income of $86,100. 18% of homebuyers are veterans.  3% of homebuyers are active-duty service members. 13% of buyers purchase multi-generational homes to care for aging parents, to save money, and/or to accommodate children over the age of 18 who were moving back home. 67% of homebuyers are married couples. 15% of buyers are single females. 9% of buyers are single males. 7% of buyers are unmarried couples. The most popular reason people cite for buying...

When we think about Christmastime, many of us think about stockings full of goodies, a delicious Christmas meal, and enticing presents under the tree - but these traditional visions are not the only ways people celebrate Christmas. There are a number of wild and wacky ways people choose to celebrate Christmas all across the world. Here are a few crazy Christmas traditions, courtesy of Arrowhead Title, Inc ! 1. Japan In Japan, it is a tradition to eat Kentucky Fried Chicken on Christmas Day. In fact, this tradition is so popular that residents may need to order their KFC several months ahead of time in order to guarantee they will have it on Christmas. Apparently, this tradition stemmed from a brilliant marketing campaign that dates back to the 1970s, when KFC was translated as "Kentucky For Christmas." 2. South Africa In South Africa, fried caterpillars are considered a delicacy that is traditionally enjoyed on Christmas Day. 3. Mexico In Mexico, many people tradi...

Selling and buying homes at the Lake of the Ozarks is a big undertaking for everyone involved. The buyers, the sellers, the lender, the appraiser, the inspector, and the title company at the Lake of the Ozarks must all work together to ensure that everything progresses smoothly and accurately. We talk frequently about tips for buyers and sellers to simplify the process on their end, but what about ways the real estate agents can make their lives easier?  Arrowhead Title, Inc. is here to help everyone , including the real estate agents. This week, we've put together a simple checklist to help agents avoid any issues at closing time. We hope you find it helpful! Checklist For Real Estate Agents ~~ Fill out your closing control sheet. ~~ Provide payoff information from the seller. ~~ Provide social security numbers to eliminate additional requirements. (This is often necessary when ordering payoffs.) ~~ Is there a homeowners' association? If so, provi...