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Choose the Best Title Company at the Lake of the Ozarks!

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When you choose a  Lake of the Ozarks title company  to handle your real estate transaction, it's critical that you choose a company you can trust. Arrowhead Title is proud to be an established, reliable title company here at the Lake and we are honored to help buyers and sellers alike with all of their real estate transactions. Check out some of the reasons why Arrowhead Title, Inc. has earned the reputation of being the  best title company at the Lake of the Ozarks . Dynamic Solutions To Your Real Estate Needs At  Arrowhead Title, Inc. , we recognize that no two real estate transactions are alike. The financial situations of both the buyers and the sellers, any outstanding liens against the properties in question, and the unique challenges involved in both residential and commercial real estate make a for a totally unique situation with every new transaction we manage. We enjoy the challenge of developing dynamic solutions to meet all of our clients' specif...

The Basic Steps of Closing a Real Estate Transaction

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Whether it's your first or fifth time buying or selling a home, it's not a process that you go through on a daily basis. The real estate transaction can be a slippery slope to understand, especially since no two transactions are exactly alike. While there may be many differences in transactions, there typically is still a general process of basic steps to closing a real estate sale. In this week's blog, we at Arrowhead Title are sharing some of the basic steps of closing to give you an idea of what to expect. Starting the Process A sales contract is signed by the buyer and seller and delivered to the closing agent, usually with a deposit check. The escrow is accepted by the escrow agent, often by written notation on the contract. The escrow agent starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey (if necessary), homeowner/maintenance fees, inspections/reports, and hazard and other insurances, as...

It's Shootout Time!

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The Lake of the Ozarks is THE place to be during the summer! Our wonderful community offers so much in the way of family friendly entertainment. One of the great annual events that we at Arrowhead Title look forward to every year is the Annual Lake of the Ozarks Shootout! Check out all the details of this spectacular week long event right here! 2019 Lake of the Ozarks Shootout  Schedule of Events FRIDAY, AUGUST 16, 2019 Advantage Marine and Captain’s Choice “Run What ya Brung” Poker Run. Proceeds to Jessica & Malachi Brazil Foundation & Shootout Charities WHEN: Friday, Aug. 16, 2019, 10 a.m. - 6 p.m. WHERE: • Pre-Registration, Thursday, August 15, from 4 - 7 p.m. at Advantage Marine. • Participating Locations, see www.lakeoftheozarksshootout.org • Final Stop: Backwater Jack’s FRIDAY, AUGUST 16, 2019 6:00 p.m. - Mini Shootout Meet and Greet Location at Bridal cave, Friday from 5 to 8, registration, live music, cave tours and more. SATURDAY, AUGUST 17, ...

Is Your Property's Title Valid?

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Imagine going through the whole process of buying a home , moving and settling in, and then finding out a year down the road that you don't actually own the home due to an improperly filed titling issue. How could you have known or avoided such a mishap? Everything seemed so clear and smooth during the closing process. But then someone asks if you had a title search done or purchased title insurance , and you slowly blink in response. And this is where it all begins to make sense... this is why you shouldn't have declined title insurance. While some may feel like title insurance is an unnecessary expense, the one-time upfront cost of coverage can be the one thing that can save your property rights in the event of a dispute or titling error. The peace of mind alone is worth it! So how does a title company determine whether a title is valid? This week, we're sharing with you some of the things we look for and the steps we take to ensure a clean title. What Do We Look F...

What is “Chain of Title” and How Does it Protect Your Investment?

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Title insurance protects property owners' right to use and occupy their land.  For some homes and/or properties, the title can be limited by rights and claims asserted by other individuals.  If someone else brings a claim against your property, your ability to use and enjoy the land may be reduced and/or you may suffer great financial loss.  That's where title insurance comes in. Title insurance is your first line of defense against these potential hazards.  Property is often the biggest investment most people make in their lifetimes, and it is crucial to protect this investment with title insurance. Title Insurance Focuses on Risk Prevention Whereas other forms of insurance guard against risks by assisting you after an incident occurs, title insurance manages your risks by focusing on preventing risks BEFORE they occur.  In order to do this, title insurance companies rely heavily on something that is known as "chain of title." What is "Chain of Tit...

Reasons a Title Search is so Important When Buying Property

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We talk frequently about the multitude of tasks and details that must be attended to during the process of buying real estate at the Lake of the Ozarks . We frequently mention the title search as a part of this process, but we realize that many of our readers may not have a clear, accurate understanding of the title search and how it relates to the overall real estate process. This week, we're delving deeper into the title search and the important role it plays in the process of buying property in Camden County, MO (or anywhere else, for that matter). The Title Search - An Overview Before a home can be sold, a title search must be performed. When conducting a title search, our team carefully combs through a variety of documents and public records in search of important information that may apply to the title in question. These may include (but aren't necessarily limited to) records by surveyors, tax assessors, recorders of deeds, and county courts. Title searches serve tw...

Common Reasons Your Real Estate Closing May be Delayed

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When it comes to buying and selling real estate, closing a transaction isn't always cut and dry.  There typically tends to be at least a few small hiccups along the way.  As a buyer or seller, you may not see those hiccups because your lender, real estate agent, and title company at the Lake of the Ozarks are working on the back end to address the issues as quickly and painlessly as possible.  While these hiccups may not always be seen by you, they do happen.  Unfortunately, some problems that arise can cause delays in the closing process.  And while closing delays are not extremely common, they can still happen.   Whether you are in the process of buying or selling a home at the Lake of the Ozarks , or you are planning on buying or selling a home in the future, it is important that you understand that there CAN be delays in a real estate closing.  A common misconception that both buyers and sellers often have is that the closing date in a real e...