Why You Need Title Insurance

If you are in the process of buying your first home, you're probably feeling a bit overwhelmed by all of the costs you may not have been expecting. If you have had past experience, you are probably familiar with all of the costs associated with buying a home - but that doesn't make them any less stressful! Inspections, appraisals, earnest money... all of these things tend to add up very quickly.

So why title insurance, then? When you're juggling all of these costs, the last thing you probably want to do is sign up for additional fees. You may be tempted to push title insurance off to the side, but your friends at Arrowhead Title are here to tell you why purchasing title insurance at the Lake of the Ozarks is an absolutely critical part of the home buying process.


The importance of title insurance can be summed up in a single sentence:

Title insurance protects the biggest investment you will make in a lifetime.

Their homes are the largest purchases most people will ever make. Investing in a home is one of the fastest ways to grow wealth, and the last thing you want is for something to threaten that investment. 

That's where title insurance comes into play.

Essentially, having title insurance protects you and your assets from the following types of situations:
  • Forged signatures on previous deeds
  • Liens for unpaid taxes linked to the property in question
  • Mistakes in public records
  • Deeds by unauthorized individuals, such as minors or people of unsound mind
  • Invalid power of attorney
  • Unknown heirs to the property
  • Title fraud

If you do not have title insurance, these types of situations can bring dire consequences. At best, you may have to pay hefty fines - at worst, you could lose your house or your property.

If you do have title insurance, these types of situations can be handled at no additional cost to you. Should any of these situations arise, your trusted title company will defend your title and your right to occupy and use the property. 

For a one-time, upfront fee, you can relax and enjoy the peace of mind that you are the legal, rightful owner of your property and that your allies at Arrowhead Title, Inc. will help protect your investment, should the need arise.

If you're in the process of buying a home at the Lake of the Ozarks, we hope you will keep us in mind as your go-to title insurance company at the Lake. We treat all of our clients with the utmost respect, integrity, and - above all - accuracy.


Where Accuracy Matters!



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