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Showing posts from July, 2021

5 Specific Children’s Charities that Benefit from the Great Dam Duck Drop

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Many people know about the upcoming Great Dam Duck Drop on August 8 th (and the golf tournament on August 7 th ). For many, the best part of the event is the chance to win the $5000 for the winning duck.  But the Duck Drop is about much more than bringing the community together for a weekend of fun and prizes.  As a Title Company at the Lake of the Ozarks since 1984, at Arrowhead Title we think it is actually about the fundraising and the multitude of opportunities those funds provide for local children’s charities. As, you can read on the Great Dam Duck Drop website, all funds raised remain local and are distributed to non-profit organizations via the Ozark Coast Kiwanis Organization.   While we can’t talk about each one in a short blog, we would like to give you a little more information about what some of these charities do and where your donations will go when you buy a duck drop ticket or make any type of donation to the Great Dam Duck Drop. 1) Wonderland Ca...

Tips to Help You Prepare When Selling Your Home at Lake of the Ozarks

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It is always exciting to think about selling a home and starting a new chapter in life.  We understand that you have a lot of time, money and memories invested in your home and you want the sale to go as smoothly as it can and make as much money as possible.  At Arrowhead Title , we help a lot of clients through the process of selling a house at the Lake of the Ozarks .  So, we thought we would share with you several things you can do to prepare your home for sale that will help you in that goal.  photo credit: Fun Lake MO Curb Appeal. Because curb appeal has a huge effect on the buyer’s first impression, it is worth the effort you put into it.   First, inspect your lawn and landscaping to make sure it looks well maintained and inviting.   You might add some brightly colored flowers for a pop of color and some potted plants to frame the doorway or front porch.   Remove toys and garden tools and anything that could be distracting or look cluttered. ...

Common Myths About Title Insurance You Should Know Before Buying a House

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Title insurance is different in some ways than most types of insurance policies, and there are a lot of misconceptions about it.   Many people are not exactly clear on what it is, what it does, how it works, and whether they really need it.   With decades of experience as a title agency at the Lake of the Ozarks , we thought we would shine some light on some of those myths and bring you the facts. If lendor title insurance is all that is required – it must be all I need. The lendor’s title insurance required by your bank is to protect them, not you.   They require clear title in case they have to recover their funds in case you default on the loan. But you are still vulnerable and liable for any title defects that may come up even years after purchasing your home.   While the bank does not require you to protect yourself from a very costly and devastating threat to your property rights, that certainly does not mean that it is okay for you to leave yourself open ...

Why Title Insurance is Needed - Even on New Construction

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It is easy to assume that if no one has owned a home before, there is no risk of someone challenging your property rights to that home.  However, the land the home is built on has been owned previously and there are several other ways that your ownership rights could be challenged as well.  Without an owner’s title insurance policy, a new homeowner could face defending their rights to ownership all by themselves.  As your trusted title company at the Lake of the Ozarks , we wanted to share some things for you to consider. Previous owners. If a property was inherited by multiple siblings, and that property was sold to the developer without the knowledge of one of the siblings (or their heirs), the new construction may be sitting on land the current homeowner doesn’t have clear title to.   This can be true even if that developer has owned the land for years.   Property lines and easements. If the land was not properly subdivided or your home is not correct...

Looking Out for Our Furry Friends on the 4th of July

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Many of our clients are celebrating 4 th of July this year for the first time in their very own lake home after closing on a house at the Lake of the Ozarks .  We know you have been looking forward to it all summer long.  But your pets may not be so excited.  The Lake of the Ozarks is very enthusiastic when it comes to fireworks, with both public and private displays.  We thought we would share some tips to make your first 4 th of July at the Lake more pleasant for your pets. photo credit: Fun Lake MO Prevent Runaways. One of the biggest concerns during the holiday is pets getting frightened by fireworks and running away.   Fireworks may be shot at any time of day or night, so during this weekend, it is good to limit outside time.   Even when taking your pet for a potty break, make sure they are on a leash just in case.   Be extra diligent to make sure doors are latched and windows are closed so your pet cannot escape once inside.   Also, be...